1759 State Hwy 8, Mount Upton, NY 13809 Property Records

Chenango County and Guilford Town property record for 1759 State Hwy 8, Mount Upton, NY 13809

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,780 sqft · built 1860
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,239 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083200 199.07-1-6`

Property Details

APN / Parcel Number

Primary APN	`083200 199.07-1-6`
Alternative APNs	`320019907000010060000000` `0710690`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,780 sqft Living Area
1st Floor Area	1,432 sqft
2nd Floor Area	1,348 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	300 ft deep x 50 ft wide
Porch	Slab
Porch Area	245 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0710690
Street Address	1759 STATE HIGHWAY 8
City	MOUNT UPTON
State	NY
Zip	13809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	CHENANGO NY
Township / Civil Division	GUILFORD
Census Block Group	3
Census Block	3024
Census Tract	970602

Owner

Source: Chenango County and Guilford Town records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1759 STATE HIGHWAY 8, MOUNT UPTON, NY 13809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA
Jul 29, 2020	Warranty Deed, Transfer · Conventional with PMI COMMUNITY BK NA
Aug 9, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	1759 STATE HIGHWAY 8, MOUNT UPTON, NY 13809
Document Number	0000001120
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 LOCKWOOD HILL RD MOUNT UPTON NY 138092119, MOUNT UPTON, NY 13809-2119

Mortgage

Document Number	0000001120
Date	Jul 29, 2020
Instrument	1120

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 28, 2035

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Jul 29, 2020
Property Address	1759 STATE HIGHWAY 8, MOUNT UPTON, NY 13809
Document Number	0000000968
Instrument Date	Jul 17, 2020
Instrument	968
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	474 LOCKWOOD HILL RD MOUNT UPTON NY 138092119, MOUNT UPTON, NY 13809-2119

Mortgage

Document Number	1120
Date	Jul 29, 2020
Instrument	1120

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 28, 2035

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHENANGO NY
Recording Date	Aug 9, 2018
Property Address	1759 STATE HIGHWAY 8, MOUNT UPTON, NY 13809
Document Number	0000001109
Instrument Date	Jun 11, 2018
Instrument	1109
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1759 STATE HIGHWAY 8 MOUNT UPTON NY 13809, MOUNT UPTON, NY 13809

Tax Assessment & Valuation

Source: Chenango County and Guilford Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Guilford Town
Unified School District	Gilbertsville-Mount Upton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,239.00	$60,000 (-) Land $8,000 Building $52,000	$75,949 (+5.06%) Land $10,127 Building $65,822
2023		$60,000 Land $8,000 Building $52,000	$72,289 Land $9,639 Building $62,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2011)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT UPTON WATER DISTRICT serves 300 people · EPA ID NY0801743
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

1759 State Hwy 8, Mount Upton, NY 13809 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on State Hwy 8

Nearby Streets

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