1759 Commonwealth Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1759 Commonwealth Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,246 sqft · built 1951
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$101,000 (Feb 2001)
Tax Bill	$2,311 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-0136-0094-02-4`

Property Details

APN / Parcel Number

Primary APN	`18-0136-0094-02-4`
Alternative APN	`11-18-0136-0094-02-4`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,246 sqft Living Area
1st Floor Area	2,246 sqft
Basement Area	2,246 sqft
Unfinished Basement	2,246 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Raised Ranch
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	232 ft deep x 100 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1759 COMMONWEALTH RD
City	BENTON HARBOR
State	MI
Zip	49022-7007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	COM 814.9'E & 210'S OF N QTR POST SEC 36 T4S R19W TH S 100' TH E 232.3' TH N 100' TH W 232.3'TO BEG
Legal Range	19W
Legal Township	04S
Legal Section	36
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3002
Census Tract	700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1759 COMMONWEALTH RD, BENTON HARBOR, MI 49022-7007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION
Mar 13, 2019	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Mar 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Apr 22, 2021	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2001 · Amount on Record
Deed Sale	Feb 20, 2001 · Amount on Record
Prior Sale	Mar 2, 2000 · Amount on Record
Deed Book / Page	2112 / 370
Last Transfer Date	Apr 30, 2015
Transfer Doc	03102/1029
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Aug 21, 2026
Property Address	1759 COMMONWEALTH RD, BENTON HARBOR, MI 49022-7007
Document Number	0000468689
Book / Page	3485 / 2980
Instrument Date	Aug 17, 2026
Instrument	2026468689
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1759 COMMONWEALTH RD, BENTON HARBOR, MI 49022-7007

Mortgage

Document Number	0000468689,
Date	Aug 21, 2026
Book Page	3485/2980
Instrument	2026468689

Lender

Name	UNITED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 5, 2041

Interest

Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1759 COMMONWEALTH RD, BENTON HARBOR, MI 49022-7007
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03232/0220
Date	Mar 13, 2019
Book Page	3232/0220

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1759 COMMONWEALTH RD, BENTON HARBOR, MI 49022-7007
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03232/0210
Date	Mar 13, 2019
Book Page	3232/0210

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1759 COMMONWEALTH RD, BENTON HARBOR, MI 49022-7007
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003324/266
Date	Apr 22, 2021
Book Page	3324/266

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,200 (+6.12%)	$270,400 (+6.12%)
2025	$2,311.00 (+3.35%) Homeowner's exemption	$127,400 (+51.13%)	$254,800 (+51.13%)
2024	$2,236.00 (+10.09%)
2023		$84,300	$168,600
2022	$2,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

Nearby Properties on Commonwealth Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures