17588 Canopy Ct, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 17588 Canopy Ct, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 3,859 sqft · built 2018
Lot Size	0.227 acres (9,905 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Jun 2021)
Tax Bill	$6,453 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-26-32-204-012`

Property Details

APN / Parcel Number

Primary APN	`42-26-32-204-012`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,859 sqft Living Area
Gross Area	4,711 sqft
Flooring	Covered

Exterior

Year Built	Built 2018
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,905 sqft (0.227 acres)
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	264 sqft
Parking Spaces	2 Parking Spaces
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	17588 CANOPY CT
City	PUNTA GORDA
State	FL
Zip	33982-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BCR 02A 0000 0591 BABCOCK RANCH PHASE 2A LT 591 4287/1349 4376/1233 4781/1750
Legal Range	26E
Legal Township	42S
Legal Section	32
Legal Subdivision	BABCOCK RANCH
Legal Phase	2A
Legal Lot Number	591
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1072
Census Tract	10100

Owner

17588 Canopy Ct is owned and occupied by an individual who bought it in June 2021.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	17588 CANOPY CT, PUNTA GORDA, FL 33982-5044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Nov 6, 2018	Special Warranty Deed, Subdivision Related Transfer · ARM SANIBEL CAPTIVA COMMUNITY BANK
Mar 2, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Prior Sale	Nov 6, 2018 · Amount on File
Deed Document Number	2956108
Deed Book / Page	4781 / 1750
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 8, 2021
Property Address	17588 CANOPY CT, PUNTA GORDA, FL 33982-5044
Document Number	0047811750
Book / Page	4781 / 1750
Map Reference	MB 22 PG 11
Instrument Date	May 28, 2021
Instrument	2956108
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	CALOOSA TITLE INSURANCE AGENCY INC, CALOOSA TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17588 CANOPY CT, 17588, PUNTA GORDA, FL 33982-5044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17588 CANOPY CT, PUNTA GORDA, FL 33982-5044

Mortgage

Document Number	0047811752
Date	Jun 8, 2021
Instrument	4781/1752

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 6, 2018
Property Address	17588 CANOPY CT, PUNTA GORDA, FL 33982-5044
Document Number	0043761233
Book / Page	4376 / 1233
Map Reference	MB22 PG11
Instrument Date	Oct 31, 2018
Instrument	2659408
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 7, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,716.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16411 OAKVIEW CIR, ALVA, FL 33920-3166

Mortgage

Document Number	0002659409
Date	Nov 6, 2018
Instrument	2659409

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	Other
Margin	1
Max Rate	10.7%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 2, 2018
Property Address	17588 CANOPY CT, PUNTA GORDA, FL 33982-5044
Document Number	0042871349
Book / Page	004287 / 001349
Instrument Date	Feb 22, 2018
Instrument	2591168
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,660.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 17588 Canopy Ct was $6,453 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,453.00 Homeowner's exemption	$471,786	$616,190 Land $89,000 Building $527,190
2023	$9,467.00 (+4.1%) Homeowner's exemption	$516,262 (+3%)	$603,525 (+20.41%) Land $75,000 Building $528,525
2022	$9,094.00 Homeowner's exemption	$501,225 Land $55,250 Building $445,975	$501,225 Land $55,250 Building $445,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17588 Canopy Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17588 Canopy Ct is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 70% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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