1758 W Surf St, Chicago, IL 60657 Property Records

Cook County property record for 1758 W Surf St, Chicago, IL 60657

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,962 sqft · built 2006
Lot Size	0.067 acres (2,917 sqft)
Owner	2 Individual Names on File
Last Sale	$1,708,000 (Sep 2025)
Tax Bill	$31,585 (2023)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-30-223-265`

Property Details

APN / Parcel Number

Primary APN	`14-30-223-265`
Alternative APN	`14-30-223-265-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,962 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	2,917 sqft (0.067 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1758 W SURF ST
City	CHICAGO
State	IL
Zip	60657-6303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD 839
Legal Subdivision	COLUMBIA PLACE
Legal Lot Number	8
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1014
Census Tract	62600

Owner

1758 W Surf St is owned by two individuals who bought it in September 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3122 N PAULINA ST, CHICAGO, IL 60657-3032
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 3, 2019	Warranty Deed, Transfer CITY NAT'L BK
Oct 25, 2018	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on File
Deed Sale	Sep 9, 2025 · Amount on File
Prior Sale	Sep 3, 2019 · Amount on File
Deed Document Number	202522026
Prior Transfer Date	Sep 19, 2015
Prior Transfer Doc	0000018058
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Sep 9, 2025
Property Address	1758 W SURF ST, CHICAGO, IL 60657-6303
Document Number	0025222026
Map Reference	DOC 0433432082
Instrument Date	Sep 8, 2025
Instrument	2525222026
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,708.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1758 W SURF ST, CHICAGO, IL 60657-6303

Mortgage

Document Number	0025222027
Date	Sep 9, 2025
Instrument	2525222027

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate	6.1%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 3, 2019
Property Address	1758 W SURF ST, CHICAGO, IL 60657-6303
Document Number	1924615008
Instrument Date	Aug 26, 2019
Instrument	24615008
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,635.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1758 W SURF ST #DT CHICAGO IL 606576303, DT, CHICAGO, IL 60657-6303

Mortgage

Document Number	1924615010
Date	Sep 3, 2019
Instrument	24615010

Lender

Name	CITY NAT'L BK
Type	Bank
Address	350 S GRAND AVE # 5TH, LOS ANGELES, CA 90071-3406

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1758 W SURF ST, CHICAGO, IL 60657-6303
Document Number	1831257059
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1758 W SURF ST CHICAGO IL 606576303, CHICAGO, IL 60657-6303

Mortgage

Document Number	1831257059
Date	Nov 8, 2018
Instrument	31257059

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	8750 W BRYN MAWR AVE # 1300, CHICAGO, IL 60631-3655

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,682 Land $63,299 Building $119,383	$1,826,820 Land $632,990 Building $1,193,830
2023	$31,585.00 (+2.58%)	$149,700 (-) Land $51,047 Building $98,653	$1,497,000 (-) Land $510,470 Building $986,530
2022	$30,790.00	$149,700 Land $51,047 Building $98,653	$1,497,000 Land $510,470 Building $986,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1758 W Surf St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1758 W Surf St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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