17575 Winding Creek Rd, Salinas, CA 93908 Property Records

Monterey County property record for 17575 Winding Creek Rd, Salinas, CA 93908

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,417 sqft · built 1992
Lot Size	0.114 acres (4,988 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Mar 2017)
Tax Bill	$8,533 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`139-271-015-000`

Property Details

APN / Parcel Number

Primary APN	`139-271-015-000`
Alternative APN	`139-271-015`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,417 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,988 sqft (0.114 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	139-271-015
Street Address	17575 WINDING CREEK RD
City	SALINAS
State	CA
Zip	93908-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMENDED MAP OF LAS PALMAS RANCH COREY HOUSE AREA UNIT 4 TRACT 1089A LOT 20 5,000 SF
Legal Subdivision	AMENDED MAP OF LAS PALMAS RANCH COREY HO
Legal Tract	1089A
Legal Block	2
Legal Lot Number	20
Jurisdiction	MONTEREY CA
Township / Civil Division	TORO PARK
Census Block Group	2
Census Block	2004
Census Tract	14110

Owner

17575 Winding Creek Rd is owned and occupied by two individuals who bought it in March 2017.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17575 WINDING CREEK RD, SALINAS, CA 93908-1438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit MONTEREY CU
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
May 16, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Apr 4, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Mar 23, 2017	Grant Deed, Transfer · FHA Mortgage BANC HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2017 · Amount on File
Deed Sale	Mar 23, 2017 · Amount on File
Prior Sale	Jun 21, 2016 · Amount on File
Deed Document Number	201715727
Prior Transfer Date	Dec 23, 2004
Prior Transfer Doc	0000014596
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17575 WINDING CREEK RD, SALINAS, CA 93908-1438
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17575 WINDING CREEK RD, SALINAS, CA 93908-1438

Mortgage

Document Number	0000018066
Date	Apr 14, 2022
Instrument	2022018066

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17575 WINDING CREEK RD, SALINAS, CA 93908-1438
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	CHICAGO TITLE PIRT, CHICAGO TITLE PINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001471
Date	Jan 11, 2022
Instrument	2022001471

Lender

Name	MONTEREY CU
Type	Credit Union
Address	MONTEREY, CA 93940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17575 WINDING CREEK RD, SALINAS, CA 93908-1438
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17575 WINDING CREEK RD, SALINAS, CA 93908-1438

Mortgage

Document Number	0000050154
Date	Jul 23, 2021
Instrument	2021050154

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17575 WINDING CREEK RD, SALINAS, CA 93908-1438
Document Number	0000024047
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17575 WINDING CREEK RD SALINAS CA 939081438, SALINAS, CA 93908-1438

Mortgage

Document Number	0000024047
Date	May 20, 2020
Instrument	24047

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17575 WINDING CREEK RD, SALINAS, CA 93908-1438
Document Number	0000013800
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17575 WINDING CREEK RD SALINAS CA 939081438, SALINAS, CA 93908-1438

Mortgage

Document Number	0000013800
Date	Apr 10, 2019
Instrument	13800

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 23, 2017
Property Address	17575 WINDING CREEK RD, SALINAS, CA 93908-1438
Document Number	0000015727
Instrument Date	Mar 6, 2017
Instrument	15727
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17575 WINDING CREEK RD SALINAS CA 939081438, SALINAS, CA 93908-1438

Mortgage

Document Number	15728
Date	Mar 23, 2017
Instrument	15728

Lender

Name	BANC HM LNS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 17575 Winding Creek Rd was $8,533.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Spreckels Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$739,868 (+2%) Land $295,947 Building $443,921
2025	$8,533.00	$725,362 Land $290,145 Building $435,217
2023	$7,738.00 (-0.58%)	$697,197 Land $278,879 Building $418,318
2022	$7,783.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 17575 Winding Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17575 Winding Creek Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS HILLS private · serves 7,733 people · EPA ID CA2710012
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio.

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