Caroline County property record for 17570 Cool Spring Rd, Marydel, MD 21649
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,280 sqft · built 2004 |
| Lot Size | 10.4 acres (455,638 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Jun 2004) |
| Tax Bill | $3,534 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-016121 |
| Primary APN | 01-016121 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,280 sqft Total Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 455,638 sqft (10.4 acres) |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 1,200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 016121 |
|---|---|
| Street Address | 17570 COOL SPRING RD |
| City | MARYDEL |
| State | MD |
| Zip | 21649-1346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 10.46 AC LOT 4-1 W/S COOL SPRING RD W OF MARVEL RD |
| Legal Subdivision | MANDYCZ ORYST & DEBORAH P LAND |
| Legal Lot Number | 4 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 1, HENDERSON |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 955000 |
17570 Cool Spring Rd is owned and occupied by two individuals who bought it in June 2004.
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17570 COOL SPRING RD, MARYDEL, MD 21649-1346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2004 · Amount on File |
| Deed Sale | Jun 15, 2004 · Amount on File |
| Deed Document Number | 200440660 |
| Deed Book / Page | 545 / 458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 17570 COOL SPRING RD, MARYDEL, MD 21649-1346 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0017620120 |
|---|---|
| Date | Dec 8, 2025 |
| Book Page | 1762/120 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 117 Months |
| Due | Sep 24, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 17570 Cool Spring Rd was $3,534 with a homeowner's exemption, up 3.5% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,534.00 (+3.51%) Homeowner's exemption | $377,667 (+8.3%) | $406,600 (-) Land $132,300 Building $274,300 |
| 2025 | $3,414.00 Homeowner's exemption | $348,733 | $406,600 Land $132,300 Building $274,300 |
| 2023 | $3,152.00 Homeowner's exemption | $308,367 | $319,800 Land $108,000 Building $211,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17570 Cool Spring Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17570 Cool Spring Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
5G (outdoors only) and 4G LTE
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