17564 Cross Rd, Salinas, CA 93907 Property Records

Monterey County property record for 17564 Cross Rd, Salinas, CA 93907

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,800 sqft · built 1981
Lot Size	2.69 acres (117,350 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Mar 2013)
Tax Bill	$6,963 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`125-014-015-000`

Property Details

APN / Parcel Number

Primary APN	`125-014-015-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,800 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Other
Exterior Material	Wood Shingle
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	117,350 sqft (2.69 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	17564 CROSS RD
City	SALINAS
State	CA
Zip	93907-1573
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	VOL 12 PAR MAPS PG 180 PAR 3 2694 AC EXC SCENIC EASEM'T TO MTY CO IN R1276-1133
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	2
Census Block	2000
Census Tract	10501

Owner

Source: Monterey County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	17564 CROSS RD, SALINAS, CA 93907-1573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAY FCU
Mar 16, 2021	Deed of Trust, Mortgage · Line of Credit BAY FCU
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Dec 23, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2013 · Amount on Record
Deed Sale	Mar 1, 2013 · Amount on Record
Prior Sale	Mar 1, 2013 · Amount on Record
Deed Document Number	0000013197
Last Transfer Date	Dec 23, 2019
Transfer Doc	0000061069
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17564 CROSS RD, SALINAS, CA 93907-1573
Transaction Type	Mortgage
Record Updated	Dec 8, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17564 CROSS RD, SALINAS, CA 93907-1573

Mortgage

Document Number	0000044574
Date	Nov 26, 2025
Instrument	2025044574

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17564 CROSS RD, SALINAS, CA 93907-1573
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SOUTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17564 CROSS RD, SALINAS, CA 93907-1573

Mortgage

Document Number	0000019355
Date	Mar 16, 2021
Instrument	2021019355

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	May 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17564 CROSS RD, SALINAS, CA 93907-1573
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17564 CROSS RD, SALINAS, CA 93907-1573

Mortgage

Document Number	0000066916
Date	Nov 17, 2020
Instrument	2020066916

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Dec 23, 2019
Property Address	17564 CROSS RD, SALINAS, CA 93907-1573
Document Number	0000061069
Map Reference	VOL 12 PG 180
Instrument Date	Dec 17, 2019
Instrument	2019061069
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	17564 CROSS RD, SALINAS, CA 93907-1573

Mortgage

Document Number	0000061070
Date	Dec 23, 2019
Instrument	2019061070

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	North Monterey County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,963.00 (+4.05%)	$627,221 (+4.04%) Land $246,282 Building $380,939
2023	$6,692.00 (+0.71%)	$602,867 Land $236,719 Building $366,148
2022	$6,645.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, GeoLinks, T-Mobile, Xfinity.

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