1756 Saroco Rd, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1756 Saroco Rd, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,228 sqft · built 2020
Lot Size	1.98 acres (86,554 sqft)
Owner	2 Individual Names on File
Last Sale	$902,000 (Sep 2024)
Tax Bill	$8,124 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-2S-28-0000-02026-0000`

Property Details

APN / Parcel Number

Primary APN	`24-2S-28-0000-02026-0000`
Alternative APN	`S282240000020260000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,228 sqft Living Area
Gross Area	6,329 sqft
1st Floor Area	3,228 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	86,554 sqft (1.98 acres)
Lot Dimensions	632 ft deep x 137 ft wide
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	298 sqft
Patio Area	250 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1756 SAROCO RD
City	GULF BREEZE
State	FL
Zip	32563-9254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DESCRIPTION UPDATE FOR 2025 LOT 6 DESCRIBED AS FOLLOWS: COM AT SE CORNER OF LOT 27 OF 1ST ADD TO HICKORY SHORES #3 (PB A PG 64) BEING E LINE OF GOVERNMENT LOT 2 OF 24-2S-28W; THN S00*3839W ON E LN 63.36 FT TO S R/W OF HICKORY SHORES BLVD; THN S71
Legal Range	28W
Legal Township	2S
Legal Section	24
Legal Subdivision	HICKORY SHORES
Legal Lot Number	6,27
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	2
Census Block	2026
Census Tract	10823

Owner

1756 Saroco Rd is owned and occupied by two individuals who bought it in September 2024.

Source: Santa Rosa County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1756 SAROCO RD, GULF BREEZE, FL 32563-9254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage ALL IN FCU
Oct 30, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC
Jun 8, 2018	Grant Deed, Transfer HB TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on File
Deed Sale	Sep 30, 2024 · Amount on File
Prior Sale	Oct 30, 2020 · Amount on File
Deed Document Number	202444160
Deed Book / Page	4547 / 662
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1756 SAROCO RD, GULF BREEZE, FL 32563-9254
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043841446
Date	Apr 13, 2023
Book Page	4384/1446
Instrument	202315741

Lender

Name	ALL IN FCU
Type	Credit Union
Address	DALEVILLE, AL 36322

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 5, 2038

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 30, 2020
Property Address	1756 SAROCO RD, GULF BREEZE, FL 32563-9254
Document Number	0040221646
Book / Page	4022 / 1646
Instrument Date	Oct 28, 2020
Instrument	202057378
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,356.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1756 SAROCO RD, GULF BREEZE, FL 32563-9254

Mortgage

Document Number	0040221649
Date	Oct 30, 2020
Instrument	4022/1649

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 8, 2018
Property Address	1756 SAROCO RD, GULF BREEZE, FL 32563-9254
Document Number	0037360656
Book / Page	003736 / 000656
Instrument Date	Jun 7, 2018
Instrument	24031
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Tax	$2,450.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

The 2025 property tax bill for 1756 Saroco Rd was $8,124, up 36.2% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,124.00 (+36.19%)	$681,032 (+37.1%) Land $77,350 Building $603,682	$681,032 (+17.73%) Land $77,350 Building $603,682
2024	$5,965.00 (+7.65%) Homeowner's exemption Disabled Person's exemption	$496,737 (+12.94%)	$578,475 (+9.13%) Land $71,400 Building $507,075
2023	$5,541.00 (+1.15%) Homeowner's exemption	$439,808 (+3%)	$530,070 (+6.08%) Land $71,400 Building $458,670
2022	$5,478.00 Homeowner's exemption	$426,999	$499,666 Land $59,500 Building $440,166

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1756 Saroco Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 260 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	260 in force
Nearby Flood Claims	20 (1995–2023)
Claims Outside the SFHA	7 of 20
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Frances, Sep 2004 · 7 claims Hurricane Opal, Oct 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1756 Saroco Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ripple Broadband.

Nearby Properties on Saroco Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures