Berrien County property record for 1756 Outer Dr, Saint Joseph, MI 49085 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1962 |
| Square Footage | 1,836 sqft Living Area |
| Lot Size | 14,288 sqft (0.328 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $223,000 (2022) |
| Tax Bill | $4,487.00 (2025) |
Source: Berrien County records · APN 18-3000-0001-00-9
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1756 OUTER DR, SAINT JOSEPH, MI 49085-9474 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 28, 2025 | Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO |
| Sep 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on Record |
| Deed Sale | Sep 30, 2022 · Amount on Record |
| Deed Doc Number | 2022363769 |
| Deed Book / Page | 3387 / 1901 |
| Prior Transfer Date | Sep 23, 2022 |
| Prior Transfer Doc | 03387/1901 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 1756 OUTER DR, SAINT JOSEPH, MI 49085-9474 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1756 OUTER DR, SAINT JOSEPH, MI 49085-9474 |
| Document Number | 03458/3181 |
|---|---|
| Date | Aug 28, 2025 |
| Book Page | 3458/3181 |
| Instrument | 2025440523 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 30, 2022 |
| Property Address | 1756 OUTER DR, SAINT JOSEPH, MI 49085-9474 |
| Document Number | 03387/1901 |
| Book / Page | 3387 / 1901 |
| Map Reference | LB 16 PG 14 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 2022363769 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,672.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1756 OUTER DR, SAINT JOSEPH, MI 49085-9474 |
| Document Number | 0033871902 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 3387-1902 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Oct 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 5-Year CMT |
| Max Rate | 12.7% |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | St. Joseph Charter Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,900 (+1.58%) | $243,800 (+1.58%) | |
| 2025 | $4,487.00 (+3.01%) | $120,000 (+28.62%) | $240,000 (+28.62%) |
| 2024 | $4,356.00 (+72.58%) | ||
| 2023 | $93,300 | $186,600 | |
| 2022 | $2,524.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 4% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 18-3000-0001-00-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,836 sqft Living Area |
| 1st Floor | 918 sqft 1st Floor |
| Basement Area | 918 sqft Basement |
| Unfinished Basement | 918 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Lot Area | 14,288 sqft (0.328 acres) |
| Depth X Width | 128 ft x 111 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 594 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1756 OUTER DR |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-9474 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1 HICKORY CREEK MANOR |
| Legal Subdivision | HICKORY CREEK MANOR |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | BERRIEN MI |
| Minor Civil Division | ST. JOSEPH |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 1300 |
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