17554 W Eugene Ter, Surprise, AZ 85388 Property Records

Maricopa County property record for 17554 W Eugene Ter, Surprise, AZ 85388

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,155 sqft · built 2006
Lot Size	0.152 acres (6,657 sqft)
Owner	Trust Name on File
Last Sale	$253,000 (Jan 2019)
Tax Bill	$1,487 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`502-05-166`

Property Details

APN / Parcel Number

Primary APN	`502-05-166`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,155 sqft Living Area
1st Floor Area	2,155 sqft

Exterior

Year Built	Built 2006
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,657 sqft (0.152 acres)
Parking Spaces	2 Parking Spaces
Patio Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	17554 W EUGENE TER
City	SURPRISE
State	AZ
Zip	85388-5045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	SARAH ANN RANCH UNIT 1 MCR 812-49
Legal Range	02W
Legal Township	03N
Legal Section	14
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	SARAH ANN RANCH UNIT 1
Legal Lot Number	387
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	5
Census Block	5008
Census Tract	61031

Owner

17554 W Eugene Ter is owner-occupied and held in a trust since August 2022.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	17554 W EUGENE TER, SURPRISE, AZ 85388-5045
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Aug 19, 2022	Intrafamily Transfer, Transfer
Jan 10, 2019	Warranty Deed, Transfer · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2019 · Amount on File
Deed Sale	Jan 10, 2019 · Amount on File
Prior Sale	Jan 10, 2019 · Amount on File
Deed Document Number	0000020036
Last Transfer Date	Aug 19, 2022
Transfer Doc	0000654682
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	17554 W EUGENE TER, SURPRISE, AZ 85388-5045
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17554 W EUGENE TER, SURPRISE, AZ 85388-5045

Mortgage

Document Number	0000442229
Date	Apr 20, 2021
Instrument	20210442229

Lender

Name	JMAC LENDING INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	17554 W EUGENE TER, SURPRISE, AZ 85388-5045
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17554 W EUGENE TER, SURPRISE, AZ 85388-5045

Mortgage

Document Number	0000580321
Date	Nov 9, 2023
Instrument	20230580321

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 19, 2022
Property Address	17554 W EUGENE TER, SURPRISE, AZ 85388-5045
Document Number	0000654682
Map Reference	MB 812 PG 49
Instrument Date	Jul 5, 2022
Instrument	20220654682
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17554 W EUGENE TER, 17554, SURPRISE, AZ 85388-5045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17554 W EUGENE TER, SURPRISE, AZ 85388-5045

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 10, 2019
Property Address	17554 W EUGENE TER, SURPRISE, AZ 85388-5045
Document Number	0000020036
Map Reference	DOC2007-1144701
Instrument Date	Jan 4, 2019
Instrument	20190020036
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15793 W EL NINO CT, 15793, SURPRISE, AZ 85374-2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17554 W EUGENE TER, SURPRISE, AZ 85388-5045

Mortgage

Document Number	0000020037
Date	Jan 10, 2019
Instrument	20190020037

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 17554 W Eugene Ter was $1,487.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,430	$354,300 Land $70,800 Building $283,500
2025	$1,487.00
2024		$38,220	$382,200 Land $76,400 Building $305,800
2023	$1,543.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17554 W Eugene Ter in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17554 W Eugene Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.1% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	10,000 / 10,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, Tristate Wi-Fi by Wi-Fiber.

Nearby Properties on W Eugene Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures