Lauderdale County property record for 17554 Co Rd 14, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,235 sqft · built 1998 |
| Lot Size | 21 acres (914,760 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $473 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-05-15-0-000-007-002 |
| Primary APN | 13-05-15-0-000-007-002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,235 sqft Living Area |
| 1st Floor Area | 950 sqft |
| 2nd Floor Area | 285 sqft |
| Flooring | Hardwood |
| Interior Walls | Wood |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 914,760 sqft (21 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 34963 |
|---|---|
| Street Address | 17554 COUNTY ROAD 14 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21 AC/C PT OF SE/4 OF SE/4 OF SEC 15 T2S R13W |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 15 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | OAKLAND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 11200 |
Source: Lauderdale County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3609 JANEWAY DR, FLORENCE, AL 35634-2941 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 17554 COUNTY ROAD 14, WATERLOO, AL 35677 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022/13746 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 2022/13746 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Lauderdale County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $473.00 (+7.01%) | $13,480 (+6.98%) | $225,440 (+15.04%) Land $116,500 Building $108,940 |
| 2024 | $442.00 (-8.49%) | $12,600 (+325.68%) Land $2,720 Building $9,880 | $195,960 (+4.02%) Land $97,300 Building $98,660 |
| 2023 | $483.00 (+29.49%) | $2,960 (-67.83%) Land $2,960 | $188,380 (+66.27%) Land $94,400 Building $93,980 |
| 2022 | $373.00 | $9,200 | $113,300 Land $45,300 Building $68,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1994–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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