175529 N 2780 Rd, Duncan, OK 73533 Property Records

Stephens County property record for 175529 N 2780 Rd, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,484 sqft · built 1995
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (May 2012)
Deeds & Mortgages	Nov 2007 Mortgage Oct 2007 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0000-16-01S-08W-4-001-00`

Property Details

APN / Parcel Number

Primary APN	`0000-16-01S-08W-4-001-00`
Alternative APN	`4786`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,484 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	261,360 sqft (6 acres)
Garage Area	800 sqft
Porch	Slab
Porch Area	1,012 sqft
Guest House	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4786
Street Address	175529 N 2780 RD
City	DUNCAN
State	OK
Zip	73533-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	16-1S-8W NENESE LESS TR BEG SE/C NENESE N417 W417 S417 E417 TO POB
Legal Range	08W
Legal Township	01S
Legal Section	16
Legal Subdivision	T1S-R8W
Legal Block	1S
Legal Lot Number	8W
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	2
Census Block	2058
Census Tract	800

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	175529 N 2780 RD, DUNCAN, OK 73533-9749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2007	Deed of Trust, Mortgage BANCFIRST
Oct 24, 2007	Deed of Trust, Mortgage BANCFIRST
Nov 9, 2006	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BROKERS CONDUIT
May 29, 2012	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 8, 2008	Warranty Deed, Transfer · FHA Mortgage WCS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2012 · Amount on Record
Deed Sale	May 29, 2012 · Amount on Record
Prior Sale	Sep 8, 2008 · Amount on Record
Deed Document Number	201285-7403
Deed Book / Page	4350 / 211
Record Updated	Oct 29, 2026

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	175529 N 2780 RD, DUNCAN, OK 73533-9749
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003609/116
Date	Nov 2, 2007
Book Page	3609/116
Instrument	77-5507

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Oct 22, 2027

Interest

Rate Type	Adjustable Rate

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	175529 N 2780 RD, DUNCAN, OK 73533-9749
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003604/099
Date	Oct 24, 2007
Book Page	3604/099
Instrument	77-5076

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 22, 2027

Interest

Rate Type	Adjustable Rate

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	175529 N 2780 RD, DUNCAN, OK 73533-9749
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003431/150
Date	Nov 9, 2006
Book Page	3431/150
Instrument	75-9602

Lender

Name	AMERICAN BROKERS CONDUIT
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2036

May 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	May 29, 2012
Property Address	175529 N 2780 RD, DUNCAN, OK 73533-9749
Document Number	004350/211
Book / Page	4350 / 211
Instrument Date	May 25, 2012
Instrument	85-7403
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE OF

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	0000857403
Date	May 29, 2012
Instrument	85-7403

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2042

September 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Sep 8, 2008
Property Address	175529 N 2780 RD, DUNCAN, OK 73533-9749
Document Number	003760/132
Book / Page	3760 / 132
Instrument Date	Sep 5, 2008
Instrument	78-9124
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	RR 1 BOX 114, DUNCAN, OK 73533-9711

Mortgage

Document Number	0000789125
Date	Sep 8, 2008
Instrument	78-9125

Lender

Name	WCS LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Empire City Town
Unified School District	Empire Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,980 (-) Land $1,939 Building $26,041	$254,362 (-6.45%) Land $17,628 Building $236,734
2025	Homeowner's exemption	$27,980 (+9.27%) Land $1,939 Building $26,041	$271,892 (+16.8%) Land $17,628 Building $254,264
2023	Homeowner's exemption	$25,606 Land $1,939 Building $23,667	$232,779 Land $17,628 Building $215,151

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 65% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS RWD #1 serves 8,398 people · EPA ID OK3003401
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023 Gross alpha radiation resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

Cell Coverage

5G (outdoors only) and 4G LTE

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