17550 Winding Oaks Rd, Grass Valley, CA 95949 Property Records

Nevada County property record for 17550 Winding Oaks Rd, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,112 sqft · built 1987
Lot Size	3.31 acres (144,619 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,000 (Dec 2016)
Tax Bill	$5,961 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`025-500-033-000`

Property Details

APN / Parcel Number

Primary APN	`025-500-033-000`
Alternative APN	`25-500-33-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,112 sqft Living Area
1st Floor Area	1,977 sqft
2nd Floor Area	527 sqft
Basement Area	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Lot Area	144,619 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	1,534 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Patio Area	3,112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	25-500-33-000
Street Address	17550 WINDING OAKS RD
City	GRASS VALLEY
State	CA
Zip	95949-8755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-10
Legal Description	LOT 4 PM 6/41
Legal Subdivision	JAMES MARCHELLO
Legal Lot Number	4
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3013
Census Tract	104

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17550 WINDING OAKS RD, GRASS VALLEY, CA 95949-8755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 16, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2016 · Amount on Record
Deed Sale	Dec 22, 2016 · Amount on Record
Deed Document Number	201629690
Prior Transfer Date	Jul 11, 2013
Prior Transfer Doc	0000020431
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	17550 WINDING OAKS RD, GRASS VALLEY, CA 95949-8755
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17550 WINDING OAKS RD, GRASS VALLEY, CA 95949-8755

Mortgage

Document Number	0000002249
Date	Feb 17, 2026
Instrument	20260002249

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	17550 WINDING OAKS RD, GRASS VALLEY, CA 95949-8755
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17550 WINDING OAKS RD, GRASS VALLEY, CA 95949-8755

Mortgage

Document Number	0000033040
Date	Dec 1, 2020
Instrument	20200033040

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Aug 16, 2019
Property Address	17550 WINDING OAKS RD, GRASS VALLEY, CA 95949-8755
Document Number	0000015770
Map Reference	MB 6 PG 41
Instrument Date	Jul 23, 2019
Instrument	20190015770
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	CONSUMERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17550 WINDING OAKS RD, GRASS VALLEY, CA 95949-8755

Mortgage

Document Number	0000015771
Date	Aug 16, 2019
Instrument	20190015771

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Pleasant Ridge Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,193 (+2%) Land $147,972 Building $407,221
2025	$5,961.00 (+4.23%)	$544,308 (+4.04%) Land $145,071 Building $399,237
2023	$5,719.00 (+2.11%)	$523,174 Land $139,439 Building $383,735	$618,210
2022	$5,601.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
DigitalPath Fixed Wireless	200 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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