1755 Ridge Rd, Raphine, VA 24472 Property Records

Rockbridge County property record for 1755 Ridge Rd, Raphine, VA 24472

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,738 sqft · built 2006
Lot Size3.77 acres (164,221 sqft)
Owner2 Individual Names on Record
Last Sale$505,000 (Oct 2022)
Tax Bill$3,463 (2026)
Deeds & MortgagesOct 2022 Sale & Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27 14 4

Property Details

APN / Parcel Number

Primary APN27 14 4
Alternative APN
  • 18365

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,738 sqft Living Area
Gross Area4,345 sqft
1st Floor Area1,422 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2017
Exterior MaterialFiber Cement Siding
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area164,221 sqft (3.77 acres)
TerrainRolling
Garage Area473 sqft
DrivewayDriveway
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area36 sqft
Patio Area388 sqft
Storage Building140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelPropane
SewerSeptic
Water SourceWell

Location & Zoning

Account Number18365
Street Address1755 RIDGE RD
CityRAPHINE
StateVA
Zip24472-2218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-2
Legal DescriptionRIDGEMORE LOT 4
Legal SubdivisionPLAT SHOWING RIDGEMORE WALKERS CR
Legal Lot Number4
JurisdictionROCKBRIDGE VA
Township / Civil DivisionWALKERS CREEK
Census Block Group1
Census Block1152
Census Tract930200

Owner

Source: Rockbridge County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1755 RIDGE RD, RAPHINE, VA 24472-2218
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2022Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC
Oct 1, 2018Deed, Transfer · Conventional Mortgage
BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2022 · Amount on Record
Deed SaleOct 13, 2022 · Amount on Record
Prior SaleOct 1, 2018 · Amount on Record
Deed Document Number20223284
Record UpdatedOct 29, 2026

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionROCKBRIDGE VA
Recording DateOct 13, 2022
Property Address1755 RIDGE RD, RAPHINE, VA 24472-2218
Document Number0220003284
Map ReferenceCAB 3 PG 604
Instrument DateOct 4, 2022
Instrument220003284
Transaction TypeTransfer
Record UpdatedJan 31, 2023
Title CompanyHAZELWOOD TITLE AND ESCROW INC, HAZELWOOD TITLE &ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$252.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1755 RIDGE RD, RAPHINE, VA 24472-2218

Mortgage

Document Number0220003285
DateOct 13, 2022
Instrument220003285
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionROCKBRIDGE VA
Recording DateOct 1, 2018
Property Address1755 RIDGE RD, RAPHINE, VA 24472-2218
Document Number180002760
Instrument DateSep 19, 2018
Instrument180002760
Transaction TypeTransfer
Record UpdatedOct 12, 2021
Title CompanyVSTITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1755 RIDGE RD, RAPHINE, VA 24472-2218

Mortgage

Document Number180002761
DateOct 1, 2018
Instrument180002761
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Rockbridge County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockbridge County
Unified School DistrictRockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,463.00$541,100 (-) Land $77,700 Building $463,400$541,100 (-) Land $77,700 Building $463,400
2025$541,100 (-) Land $77,700 Building $463,400$541,100 (-) Land $77,700 Building $463,400
2023$541,100 Land $77,700 Building $463,400$541,100 Land $77,700 Building $463,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims52 (1992–2018)
Claims Outside the SFHA2 of 52
Most Recent ClaimApr 2018 · river or lake flooding
Claims by Event
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 31 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 6 claims
  • Severe Storms And Flooding, Jun 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 82% of Virginia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BARC Connects
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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