17544 E Cape Horn Rd, Bayview, ID 83803 Property Records

Kootenai County property record for 17544 E Cape Horn Rd, Bayview, ID 83803

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,316 sqft · built 1996
Lot Size	0.328 acres (14,288 sqft)
Owner	2 Individual Names on File
Last Sale	$688,197 (Feb 2023)
Tax Bill	$1,630 (2025)
Deeds & Mortgages	Feb 2023 Transfer Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B29990000040`

Property Details

APN / Parcel Number

Primary APN	`B29990000040`
Alternative APN	`147282`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,316 sqft Living Area
1st Floor Area	1,627 sqft
Basement Area	1,627 sqft
Finished Basement	1,627 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	14,288 sqft (0.328 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	147282
Street Address	17544 E CAPE HORN RD
City	BAYVIEW
State	ID
Zip	83803-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESRES
Legal Description	DROMORE ADD, LT 4 3454N02W
Legal Range	02W
Legal Township	54N
Legal Section	34
Legal Subdivision	DROMORE ADD
Legal Lot Number	4,3454
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	3
Census Block	3053
Census Tract	203

Owner

17544 E Cape Horn Rd is owned and occupied by two individuals who bought it in February 2023.

Source: Kootenai County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17544 E CAPE HORN RD, BAYVIEW, ID 83803-9783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 21, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 2, 2021	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Jul 9, 2021	Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2023 · Amount on File
Deed Sale	Feb 21, 2023 · Amount on File
Prior Sale	Jul 9, 2021 · Amount on File
Deed Document Number	20232929244
Prior Transfer Date	Feb 1, 2023
Prior Transfer Doc	0002929345
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Feb 22, 2023
Property Address	17544 E CAPE HORN RD, BAYVIEW, ID 83803-9783
Document Number	2929345000
Map Reference	MB F PG 73
Instrument Date	Feb 15, 2023
Instrument	2929345000
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17544 E CAPE HORN RD, BAYVIEW, ID 83803-9783

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Feb 21, 2023
Property Address	17544 E CAPE HORN RD, BAYVIEW, ID 83803-9783
Document Number	2929244000
Map Reference	MB F PG 73
Instrument Date	Feb 7, 2023
Instrument	2929244000
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	NOT AVAILABLE, TITLEONE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5620 GREEN APPLE LN, BRENTWOOD, TN 37027-4731

Mortgage

Document Number	2929246000
Date	Feb 21, 2023
Instrument	2929246000

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	17544 E CAPE HORN RD, BAYVIEW, ID 83803-9783
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2874727000
Date	Dec 2, 2021
Instrument	2874727000

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Jul 9, 2021
Property Address	17544 E CAPE HORN RD, BAYVIEW, ID 83803-9783
Document Number	2845336000
Map Reference	MB F PG 73
Instrument Date	Dec 23, 2020
Instrument	2845336000
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26031 N OLD HIGHWAY 95, ATHOL, ID 83801-7077

Mortgage

Document Number	2845337000
Date	Jul 9, 2021
Instrument	2845337000

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 17544 E Cape Horn Rd was $1,630 with a homeowner's exemption, down 9.2% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,630.00 (-9.24%) Homeowner's exemption	$592,130 Land $185,000 Building $407,130	$592,130 Land $185,000 Building $407,130
2024	$1,796.00 (-10.74%)
2023	$2,012.00 (-1.76%) Homeowner's exemption	$674,000 (+5.98%) Land $185,000 Building $489,000	$674,000 (+5.98%) Land $185,000 Building $489,000
2022	$2,048.00 Homeowner's exemption	$635,960 Land $173,250 Building $462,710	$635,960 Land $173,250 Building $462,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17544 E Cape Horn Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17544 E Cape Horn Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAYVIEW WATER AND SEWER DIST serves 1,320 people · EPA ID ID1280014
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Intermax Networks.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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