17543 54th St NE, Otsego (Rogers), MN 55374 Property Records

Wright County property record for 17543 54th St NE, Otsego, MN 55374

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,634 sqft · built 2007
Lot Size	0.026 acres (1,145 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Sep 2026)
Tax Bill	$2,744 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`118-235-002060`

Property Details

APN / Parcel Number

Primary APN	`118-235-002060`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	3 Stories
Building Area	1,634 sqft Living Area
1st Floor Area	729 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,145 sqft (0.026 acres)
Garage Type	Attached
Garage Area	72 sqft

Exterior Amenities

Porch	Porch
Porch Area	21 sqft
Deck Area	Deck Area
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	17543 54TH ST NE
City	ROGERS
State	MN
Zip	55374-4873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-01 TWP-120 RANGE-023 RIVERPLACE 2ND ADDN LOT-006 BLOCK-002 002
Legal Range	023
Legal Township	120
Legal Section	01
Legal Subdivision	RIVERPLACE 2ND ADDN
Legal Block	2
Legal Lot Number	6
Jurisdiction	WRIGHT MN
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1006
Census Tract	100806

Owner

17543 54th St NE is owned and occupied by an individual who bought it in September 2026.

Source: Wright County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	17543 54TH ST NE, ROGERS, MN 55374-4873
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Warranty Deed, Transfer · Conventional Mortgage PROFINIUM FINANCIAL INC
Mar 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEERWOOD BANK
Dec 6, 2018	Deed of Trust, Mortgage TRUSTONE FINANCIAL FCU
Apr 3, 2020	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA
Mar 1, 2017	Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on File
Deed Sale	Sep 9, 2026 · Amount on File
Prior Sale	Apr 3, 2020 · Amount on File
Deed Document Number	20261611786
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 9, 2026
Property Address	17543 54TH ST NE, ROGERS, MN 55374-4873
Document Number	0001611786
Instrument Date	Aug 24, 2026
Instrument	20261611786
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,658.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	17543 54TH ST NE, ROGERS, MN 55374-4873

Mortgage

Document Number	0001611787,
Date	Sep 9, 2026
Instrument	20261611787

Lender

Name	PROFINIUM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	17543 54TH ST NE, OTSEGO, MN 55374-4873
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1527816
Date	Mar 24, 2023
Instrument	A1527816

Lender

Name	DEERWOOD BANK
Type	Bank
Address	BRAINERD, MN 56401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	84 Months
Due	Mar 24, 2030

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	17543 54TH ST NE, OTSEGO, MN 55374-4873
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	ANCONA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17543 54TH ST NE, OTSEGO, MN 55374-4873

Mortgage

Document Number	0001385729
Date	Dec 6, 2018
Instrument	1385729

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Amount	Amount on Record
Term	96 Months
Due	Dec 19, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 3, 2020
Property Address	17543 54TH ST NE, OTSEGO, MN 55374-4873
Document Number	0001422723
Instrument Date	Mar 27, 2020
Instrument	1422723
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.52
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17543 54TH ST NE, OTSEGO, MN 55374-4873

Mortgage

Document Number	0001422724
Date	Apr 3, 2020
Instrument	1422724

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	17543 54TH ST NE, OTSEGO, MN 55374-4873
Document Number	0001339145
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017
Title Company	GLOBAL CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17543 54TH ST NE OTSEGO MN 553744873, OTSEGO, MN 55374-4873

Mortgage

Document Number	0001339145
Date	Mar 17, 2017
Instrument	1339145

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 17543 54th St NE was $2,744.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Otsego City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,744.00	$237,000 (-3.38%) Land $40,000 Building $197,000	$237,000 (-3.38%) Land $40,000 Building $197,000
2025		$245,300 Land $45,000 Building $200,300	$245,300 Land $45,000 Building $200,300
2023	$2,564.00 (+4.14%)	$240,900 Land $38,500 Building $202,400	$240,900 Land $38,500 Building $202,400
2022	$2,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17543 54th St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17543 54th St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Otsego serves 19,000 people · EPA ID MN1860026
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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