1754 Spaulding Rd, Monroe, MI 48162 Property Records

Monroe County property record for 1754 Spaulding Rd, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 950 sqft · built 1938
Lot Size	1.32 acres (57,499 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Jan 2018)
Tax Bill	$712 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-232-001-00`

Property Details

APN / Parcel Number

Primary APN	`07-232-001-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	950 sqft Living Area
1st Floor Area	950 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Other
Lot Area	57,499 sqft (1.32 acres)
Lot Dimensions	480 ft deep x 120 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1754 SPAULDING RD
City	MONROE
State	MI
Zip	48162-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	F-126 SEC 28 T6S R9E & PC 232 1.323 AMOL COM 1558.9 FT N 29 DEG 09'E FR SW COR PC 232, TH N 29 DEG 09'E 120 FT, TH S 60 DEG
Legal Range	09E
Legal Township	06S
Legal Section	28
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	4
Census Block	4010
Census Tract	831700

Owner

Source: Monroe County records · APN 07-232-001-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1754 SPAULDING RD, MONROE, MI 48162-9505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 10, 2019	Deed of Trust, Mortgage · Line of Credit MORTGAGEE DIRECTIONS CU
Jan 30, 2018	Warranty Deed, Transfer EDUCATION PLUS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Deed Document Number	20181689
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1754 SPAULDING RD, MONROE, MI 48162-9505
Transaction Type	Mortgage
Record Updated	Jan 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1754 SPAULDING RD, MONROE, MI 48162-9505

Mortgage

Document Number	0000020542
Date	Dec 15, 2025
Instrument	2025R20542

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 09, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1754 SPAULDING RD, MONROE, MI 48162-9505
Document Number	0000012865
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1754 SPAULDING RD MONROE MI 481629505, MONROE, MI 48162-9505

Mortgage

Document Number	0000012865
Date	Aug 05, 2019
Instrument	12865

Lender

Name	MORTGAGEE DIRECTIONS CU
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 04, 2029

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jan 30, 2018
Property Address	1754 SPAULDING RD, MONROE, MI 48162-9505
Document Number	0000001689
Instrument Date	Jan 22, 2018
Instrument	1689
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$301.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1754 SPAULDING RD MONROE MI 481629505, MONROE, MI 48162-9505

Mortgage

Document Number	1690
Date	Jan 30, 2018
Instrument	1690

Lender

Name	EDUCATION PLUS CU
Type	Credit Union
Address	MONROE, MI 48161

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 29, 2028

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Jefferson Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,500 (+55.2%)	$203,000 (+55.2%)
2025	$712.00 (-63.32%) Homeowner's exemption
2023	$1,941.00 Homeowner's exemption	$65,400	$130,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
AT&T DSL	100 / 20

Based on FCC filings for 15 locations within half a mile of this property.

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