San Diego County property record for 1754 Outer Dr, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,314 sqft · built 1961 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $341,000 (Jul 2013) |
| Tax Bill | $5,007 (2025) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Apr 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 388-442-18-00 |
| Primary APN | 388-442-18-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,314 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 6,200 sqft (0.142 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1754 OUTER DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-1127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 2 TR 004338 |
| Legal Subdivision | PEPPER RANCHOS |
| Legal Tract | 004338 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 16503 |
Source: San Diego County records · APN 388-442-18-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1754 OUTER DR, EL CAJON, CA 92021-1127 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Apr 08, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Aug 01, 2023 | Intrafamily Transfer, Transfer |
| Aug 01, 2023 | Intrafamily Transfer, Transfer |
| Feb 27, 2017 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2013 · Amount on Record |
| Deed Sale | Jul 16, 2013 · Amount on Record |
| Prior Sale | Jun 22, 2007 · Amount on Record |
| Deed Document Number | 2013443220 |
| Last Transfer Date | Jul 14, 2023 |
| Transfer Doc | 0000206534 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1754 OUTER DR, EL CAJON, CA 92021-1127 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1754 OUTER DR, EL CAJON, CA 92021-1127 |
| Document Number | 0000477476 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 2022-0477476 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1754 OUTER DR, EL CAJON, CA 92021-1127 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 1754 OUTER DR, EL CAJON, CA 92021-1127 |
| Document Number | 0000089560 |
|---|---|
| Date | Apr 08, 2025 |
| Instrument | 2025-0089560 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 01, 2023 |
| Property Address | 1754 OUTER DR, EL CAJON, CA 92021-1127 |
| Document Number | 0000206535 |
| Map Reference | MAP 4338 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023-0206535 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1754 OUTER DR, EL CAJON, CA 92021-1127 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 01, 2023 |
| Property Address | 1754 OUTER DR, EL CAJON, CA 92021-1127 |
| Document Number | 0000206534 |
| Map Reference | MAP 4338 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 2023-0206534 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1754 OUTER DR, EL CAJON, CA 92021-1127 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1754 OUTER DR, EL CAJON, CA 92021-1127 |
| Document Number | 0000147318 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1754 OUTER DR EL CAJON CA 920211127, EL CAJON, CA 92021-1127 |
| Document Number | 0000147318 |
|---|---|
| Date | Apr 03, 2017 |
| Instrument | 147318 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 02, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $426,365 (+2%) Land $200,052 Building $226,313 | |
| 2025 | $5,007.00 (+4.38%) | $418,006 (+4.04%) Land $196,130 Building $221,876 |
| 2023 | $4,797.00 (+0.73%) | $401,776 Land $188,515 Building $213,261 |
| 2022 | $4,762.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Verizon, Wyyerd Group.
Based on FCC filings for 684 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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