Osceola County property record for 1754 Chatsworth Cir, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,859 sqft · built 2021 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,300 (Feb 2021) |
| Tax Bill | $4 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-31-0174-0001-4030 |
| Primary APN | 04-26-31-0174-0001-4030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,859 sqft Living Area |
| Gross Area | 2,606 sqft |
| 1st Floor Area | 1,859 sqft |
| Flooring | Tile |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Porch | Florida Room |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1754 CHATSWORTH CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANCASTER PARK EAST PH 3 & 4 PB 29 PGS 64-68 LOT 403 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | LANCASTER PARK |
| Legal Phase | 3 |
| Legal Lot Number | 403 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 43700 |
1754 Chatsworth Cir is owned and occupied by two individuals who bought it in February 2021.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1754 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 22, 2021 | Special Warranty Deed, Transfer · VA Mortgage LENNAR MORTGAGE LLC |
| Sep 3, 2021 | Intrafamily Transfer, Transfer LENNAR TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2021 · Amount on File |
| Deed Sale | Feb 22, 2021 · Amount on File |
| Deed Document Number | 202125090 |
| Deed Book / Page | 5895 / 2047 |
| Prior Transfer Date | Feb 18, 2021 |
| Prior Transfer Doc | 0060361507 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1754 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7676 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1754 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7676 |
| Document Number | 0060822139 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 6082/2139 |
| Instrument | 2021173987 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Apr 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 22, 2021 |
| Property Address | 1754 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7676 |
| Document Number | 0058952047 |
| Book / Page | 5895 / 2047 |
| Map Reference | MB 29 PG 64 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 2021025090 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,025.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6750 FORUM DR STE 310, 310, ORLANDO, FL 32821-8088 |
| Name | Verified Name |
|---|---|
| Address | 1754 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7676 |
| Document Number | 0058952051 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 5895/2051 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 3, 2021 |
| Property Address | 1754 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7676 |
| Document Number | 0060361507 |
| Book / Page | 6036 / 1507 |
| Map Reference | MB 29 PG 64 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 2021137290 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | LENNAR TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1754 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7676 |
The 2025 property tax bill for 1754 Chatsworth Cir was $4 with exemptions applied.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4.00 Homeowner's exemption Veteran's exemption | $326,300 Land $75,000 Building $251,300 | $326,300 Land $75,000 Building $251,300 |
| 2024 | $4.00 | ||
| 2023 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $308,897 (+3%) | $341,300 (+13.8%) Land $65,000 Building $276,300 |
| 2022 | $4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $299,900 Land $65,000 Building $234,900 | $299,900 Land $65,000 Building $234,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1754 Chatsworth Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1754 Chatsworth Cir is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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