Schenectady County and Schenectady City property record for 1754 Ave A, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,457 sqft · built 1920 |
| Lot Size | 0.104 acres (4,538 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,000 (Mar 2018) |
| Tax Bill | $4,524 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.43-3-40 |
| Primary APN | 421500 39.43-3-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,457 sqft Living Area |
| 1st Floor Area | 809 sqft |
| 2nd Floor Area | 648 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,538 sqft (0.104 acres) |
| Lot Dimensions | 137 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 417 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1754 AVENUE A |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-1908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 40.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20102 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1754 AVENUE A, SCHENECTADY, NY 12308-1908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC |
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 13, 2018 | Warranty Deed, Transfer · FHA Mortgage SEFCU MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2018 · Amount on Record |
| Deed Sale | Mar 13, 2018 · Amount on Record |
| Prior Sale | Dec 7, 2009 · Amount on Record |
| Deed Document Number | 201810851 |
| Deed Book / Page | 1983 / 32 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 14, 2026 |
| Property Address | 1754 AVENUE A, SCHENECTADY, NY 12308-1908 |
| Document Number | 0000011334 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202611334 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1754 AVENUE A, SCHENECTADY, NY 12308-1908 |
| Document Number | 0000011334, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202611334 |
| Name | CITIZENS BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 15, 2051 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1754 AVENUE A, SCHENECTADY, NY 12308-1908 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|---|
| Address | 1754 AVENUE A, SCHENECTADY, NY 12308-1908 |
| Document Number | 0000042495 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 5137/763 |
| Instrument | 202142495 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 13, 2018 |
| Property Address | 1754 AVENUE A, SCHENECTADY, NY 12308-1908 |
| Document Number | 0000010851 |
| Book / Page | 1983 / 032 |
| Map Reference | MB 16 PG 433 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 201810851 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $396.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 MERRILL ST, 16, ALBANY, NY 12205-4215 |
| Name | Verified Name |
|---|---|
| Address | 1016 RAYMOND ST, SCHENECTADY, NY 12308-1323 |
| Document Number | 0000010852 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 201810852 |
| Name | SEFCU MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,524.00 (+2.47%) | ||
| 2025 | $4,415.00 (+5.22%) | $85,700 (-) Land $12,900 Building $72,800 | $141,911 (+30.82%) Land $21,361 Building $120,550 |
| 2023 | $85,700 (-) Land $12,900 Building $72,800 | $108,481 (+3.8%) Land $16,329 Building $92,152 | |
| 2022 | $85,700 Land $12,900 Building $72,800 | $104,512 Land $15,732 Building $88,780 | |
| 2021 | $4,196.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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