17538 Willow Pond Dr, Lutz, FL 33549 Property Records

Hillsborough County property record for 17538 Willow Pond Dr, Lutz, FL 33549

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,300 sqft · built 1986
Lot Size0.284 acres (12,356 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Nov 2017)
Tax Bill$3,349 (2025)
Deeds & MortgagesJul 2020 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN033939-2526

Property Details

APN / Parcel Number

Primary APN033939-2526
Alternative APN
  • U1927191BL000001000130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,300 sqft Living Area
Gross Area1,770 sqft
1st Floor Area1,300 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2006
Architectural StyleContemporary
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,356 sqft (0.284 acres)
Lot Dimensions100 ft deep x 70 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area50 sqft
Patio Area373 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0339392526
Street Address17538 WILLOW POND DR
CityLUTZ
StateFL
Zip33549-5602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-6
Legal DescriptionWILLOW POND LOT 13 BLOCK 1
Legal Range19E
Legal Township27S
Legal Section19
Legal SubdivisionWILLOW POND
Legal Tract1BL
Legal Block1
Legal Lot Number13
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group1
Census Block1003
Census Tract11007

Owner

17538 Willow Pond Dr is owned and occupied by an individual who bought it in November 2017.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address17538 WILLOW POND DR, LUTZ, FL 33549-5602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2020Deed of Trust, Mortgage · Conventional with PMI
SUMMIT MTG CORP
Nov 15, 2017Warranty Deed, Transfer · FHA Mortgage
WHITNEY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2017 · Amount on File
Deed SaleNov 15, 2017 · Amount on File
Prior SaleJul 8, 2002 · Amount on File
Deed Document Number2017444391
Deed Book / Page25366 / 1140
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address17538 WILLOW POND DR, LUTZ, FL 33549-5602
Document Number0000285877
Instrument DateJul 1, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address17538 WILLOW POND DR LUTZ FL 335495602, LUTZ, FL 33549-5602

Mortgage

Document Number0000285877
DateJul 15, 2020
Instrument285877
Lender
NameSUMMIT MTG CORP
AddressPLYMOUTH, MN 55441
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueJul 14, 2035

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 15, 2017
Property Address17538 WILLOW POND DR, LUTZ, FL 33549-5602
Document Number0000444391
Book / Page25366 / 1140
Map ReferenceMB58 PG47
Instrument DateOct 31, 2017
Instrument2017444391
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFIRST TITLE SOURCE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address808 SAINT CATHERINE DR N, 808, DUNEDIN, FL 34698-4401

Transferred To (Grantee/Buyer)

NameVerified Name
Address17538 WILLOW POND DR, LUTZ, FL 33549-5602

Mortgage

Document Number0000444392
DateNov 15, 2017
Instrument2017444392
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 17538 Willow Pond Dr was $3,349 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,656 (+2.7%)$245,151 (-1.11%) Land $68,495 Building $176,656
2025$3,349.00 Homeowner's exemption$188,565$247,904 Land $68,495 Building $179,409
2023$2,967.00 (+6.12%) Homeowner's exemption$177,914 (+3%)$219,714 (-1.49%) Land $54,075 Building $165,639
2022$2,796.00 Homeowner's exemption$172,732$223,038 Land $50,470 Building $172,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17538 Willow Pond Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims3 (1988–2004)
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17538 Willow Pond Dr is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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