1753 Locust Creek Rd, Sylva, NC 28779 Property Records

Jackson County property record for 1753 Locust Creek Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,823 sqft · built 2004
Lot Size	3.22 acres (140,263 sqft)
Owner	Individual Name on File
Tax Bill	$1,134 (2023)
Deeds & Mortgages	Jan 2024 Line of Credit Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7650-59-1220`

Property Details

APN / Parcel Number

Primary APN	`7650-59-1220`
Alternative APN	`122117`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,823 sqft Heated Area
1st Floor Area	1,628 sqft
Upper Floors Area	195 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	140,263 sqft (3.22 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	122117
Street Address	1753 LOCUST CREEK RD
City	SYLVA
State	NC
Zip	28779-6582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1728
Legal Township	27
Legal Subdivision	STANLEY HAMMER
Legal Lot Number	322AC
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	1
Census Block	1021
Census Tract	950400

Owner

Source: Jackson County records · APN 7650-59-1220

Assessment roll updated January 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1753 LOCUST CREEK RD, SYLVA, NC 28779-6582
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2004
Deed Sale	Mar 31, 2004
Deed Document Number	0001220681
Record Updated	Jun 07, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	1753 LOCUST CREEK RD, SYLVA, NC 28779-6582
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1753 LOCUST CREEK RD, SYLVA, NC 28779-6582

Mortgage

Document Number	0023710017
Date	Jan 23, 2024
Book Page	2371/17

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	1753 LOCUST CREEK RD, SYLVA, NC 28779-6582
Transaction Type	Mortgage
Record Updated	Dec 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1753 LOCUST CREEK RD, SYLVA, NC 28779-6582

Mortgage

Document Number	0023661957
Date	Nov 16, 2023
Book Page	2366/1957

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	1753 LOCUST CREEK RD, SYLVA, NC 28779-6582
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023401724
Date	Aug 11, 2022
Book Page	2340/1724

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SYLVA, NC 28779

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	1753 LOCUST CREEK RD, SYLVA, NC 28779-6582
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021811266
Date	Jan 26, 2017
Book Page	2181/1266

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2032

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$1,134.00	$298,480 Land $77,330 Building $221,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2015–2025)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Sky Fi Fixed Wireless	10 / 1
Frontier DSL	10 / 1

Based on FCC filings for 20 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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