17520 Cobblestone Ln, Clermont, FL 34711 Property Records

Lake County property record for 17520 Cobblestone Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 6,830 sqft · built 2004
Lot Size	0.843 acres (36,746 sqft)
Owner	Individual Name on Record
Last Sale	$2,300,000 (Nov 2024)
Tax Bill	$17,547 (2024)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-22-26-1300-000-02800`

Property Details

APN / Parcel Number

Primary APN	`25-22-26-1300-000-02800`
Alternative APN	`3782053`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	6,830 sqft Living Area
1st Floor Area	3,466 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	36,746 sqft (0.843 acres)
Garage Type	Finished
Garage Area	1,258 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	612 sqft
Porch	Porch
Porch Area	2,095 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3782053
Street Address	17520 COBBLESTONE LN
City	CLERMONT
State	FL
Zip	34711-5907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA POINTE SUB LOT 28 PB 40 PGS 1-6 ORB 6435 PG 894
Legal Range	26E
Legal Township	22S
Legal Section	25
Legal Subdivision	MAGNOLIA POINTE
Legal Tract	1300
Legal Lot Number	28
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2031
Census Tract	31306

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	17520 COBBLESTONE LN, CLERMONT, FL 34711-5907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 28, 2019	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	2024137627
Deed Book / Page	6435 / 894
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	17520 COBBLESTONE LN, CLERMONT, FL 34711-5907
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17520 COBBLESTONE LN, CLERMONT, FL 34711-5907

Mortgage

Document Number	0062052271
Date	Sep 7, 2023
Book Page	6205/2271
Instrument	2023108970

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 28, 2019
Property Address	17520 COBBLESTONE LN, CLERMONT, FL 34711-5907
Document Number	0053021820
Book / Page	005302 / 001820
Instrument Date	Jun 28, 2019
Instrument	73166
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4239 CAPLOCK ST CLERMONT FL 347115063, CLERMONT, FL 34711-5063

Mortgage

Document Number	53021824
Date	Jun 28, 2019
Book Page	005302/001824
Instrument	73168

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 27, 2034

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,664,480 (+31.43%) Land $500,000 Building $1,164,480	$1,664,480 (+23.78%) Land $500,000 Building $1,164,480
2024	$17,547.00 (+3.21%)
2023	$17,001.00 (+3.75%) Homeowner's exemption	$1,266,450 (+3%)	$1,344,717 (+0.11%) Land $250,000 Building $1,094,717
2022	$16,387.00 Homeowner's exemption	$1,229,570	$1,343,261 Land $250,000 Building $1,093,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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