1752 Cara Ct, Chipley, FL 32428 Property Records

Washington County property record for 1752 Cara Ct, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft · built 1975
Lot Size	0.595 acres (25,918 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jul 2020)
Tax Bill	$1,037 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-0380-0002`

Property Details

APN / Parcel Number

Primary APN	`06-0380-0002`
Alternative APNs	`00000000-06-0380-0002` `000603800002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	1,690 sqft
1st Floor Area	1,232 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,918 sqft (0.595 acres)
Lot Width	103 ft Width
Garage Type	Detached
Garage Area	144 sqft
Porch	Finished/Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1752 CARA CT
City	CHIPLEY
State	FL
Zip	32428-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #6 LOT 2 ORB 1180 P 834 BLK 0380
Legal Range	13W
Legal Township	02S
Legal Section	18
Legal Subdivision	SUNNY HILLS
Legal Block	2
Legal Lot Number	2
Legal Unit	6
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1117
Census Tract	970301

Owner

Source: Washington County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1752 CARA CT, CHIPLEY, FL 32428-2709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Aug 24, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 28, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 12, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 23, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jul 13, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 7, 2020	Deed of Trust, Mortgage HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Prior Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	202067004585
Deed Book / Page	1180 / 834
Prior Transfer Date	Feb 10, 2013
Prior Transfer Doc	0067000816
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Recording Date	May 12, 2026
Property Address	1752 CARA CT, CHIPLEY, FL 32428-2709
Document Number	0000003613
Book / Page	1370 / 952
Instrument Date	Apr 1, 2026
Instrument	20263613
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1752 CARA CT, CHIPLEY, FL 32428-2709
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003613,
Date	May 12, 2026
Book Page	1370/952
Instrument	20263613

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1752 CARA CT, CHIPLEY, FL 32428-2709
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1752 CARA CT, CHIPLEY, FL 32428-2709

Mortgage

Document Number	0067007231
Date	Aug 24, 2022
Book Page	1251/639
Instrument	202267007231

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Aug 1, 2050

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1752 CARA CT, CHIPLEY, FL 32428-2709
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1752 CARA CT, CHIPLEY, FL 32428-2709

Mortgage

Document Number	0067005984
Date	Aug 28, 2023
Book Page	1281/282
Instrument	202367005984

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 1, 2050

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1752 CARA CT, CHIPLEY, FL 32428-2709
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1752 CARA CT, CHIPLEY, FL 32428-2709

Mortgage

Document Number	0067004138
Date	Jun 12, 2025
Book Page	20-/353
Instrument	202567004138

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Aug 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1752 CARA CT, CHIPLEY, FL 32428-2709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9127 INDIAN BLUFF RD A, A, YOUNGSTOWN, FL 32466-2047

Mortgage

Document Number	0067008759
Date	Dec 23, 2020
Book Page	1194/127
Instrument	202067008759

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 13, 2020
Property Address	1752 CARA CT, CHIPLEY, FL 32428-2709
Document Number	0067004585
Book / Page	1180 / 834
Map Reference	MB 2 PG 60-76
Instrument Date	Jul 7, 2020
Instrument	202067004585
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1144 TIMBERLANE RD, 1144, CHIPLEY, FL 32428-4460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1752 CARA CT, CHIPLEY, FL 32428-2709

Mortgage

Document Number	0000000835
Date	Jul 13, 2020
Instrument	1180/835

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1752 CARA CT, CHIPLEY, FL 32428-2709
Document Number	0067008760
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1752 CARA CT CHIPLEY FL 324282709, CHIPLEY, FL 32428-2709

Mortgage

Document Number	0067008760
Date	Dec 23, 2020
Book Page	001194/000144
Instrument	67008760

Lender

Name	HOUSING FIN AGCY
Address	TALLAHASSEE, FL 32301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,037.00 (+7.46%) Homeowner's exemption	$112,802 (+2.9%)	$156,278 (+4.1%) Land $11,000 Building $145,278
2024	$965.00 (+6.28%) Homeowner's exemption	$109,623 (+4.92%)	$150,129 (+14.07%) Land $7,000 Building $143,129
2023	$908.00 (+4.01%) Homeowner's exemption	$104,487 (+3%)	$131,615 (+10.02%) Land $5,000 Building $126,615
2022	$873.00 Homeowner's exemption	$101,444	$119,629 Land $3,500 Building $116,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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