17516 Wayside Bend, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 17516 Wayside Bend, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,544 sqft · built 2019
Lot Size	0.105 acres (4,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Aug 2025)
Tax Bill	$5,369 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`422632205020`

Property Details

APN / Parcel Number

Primary APN	`422632205020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
Gross Area	2,131 sqft
1st Floor Area	1,544 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Cluster
Exterior Material	Masonry/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,556 sqft (0.105 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	17516 WAYSIDE BND
City	PUNTA GORDA
State	FL
Zip	33982-5059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BABCOCK RANCH PHASE 2A LT 630 4411/842 4482/1778 3434118 3555250
Legal Range	26E
Legal Township	42S
Legal Section	32
Legal Subdivision	BABCOCK RANCH PHASE 2A
Legal Block	1
Legal Lot Number	630
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17516 WAYSIDE BND, PUNTA GORDA, FL 33982-5059
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 16, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage SUNCOAST CU
Mar 1, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2025 · Amount on Record
Deed Sale	Aug 6, 2025 · Amount on Record
Prior Sale	Aug 1, 2024 · Amount on Record
Deed Document Number	20253555250
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	17516 WAYSIDE BND, PUNTA GORDA, FL 33982-5059
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17516 WAYSIDE BND, BABCOCK RANCH, FL 33982-5059

Mortgage

Document Number	0048591389
Date	Oct 18, 2021
Book Page	4859/1389
Instrument	3010701

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 16, 2019
Property Address	17516 WAYSIDE BND, PUNTA GORDA, FL 33982-5059
Document Number	0044821778
Book / Page	004482 / 001778
Instrument Date	Sep 6, 2019
Instrument	2743795
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,561.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17516 WAYSIDE BND PUNTA GORDA FL 339825059, PUNTA GORDA, FL 33982-5059

Mortgage

Document Number	44821782
Date	Sep 16, 2019
Book Page	004482/001782
Instrument	2743796

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 1, 2019
Property Address	17516 WAYSIDE BND, PUNTA GORDA, FL 33982-5059
Document Number	0044110842
Book / Page	004411 / 000842
Instrument Date	Feb 25, 2019
Instrument	2688178
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$490.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,369.00 (+60.51%)	$267,330 (+94.74%) Land $43,456 Building $223,874	$267,330 (-3.07%) Land $43,456 Building $223,874
2023	$3,345.00 (+7.42%) Homeowner's exemption	$137,273 (+3%)	$275,811 (+22.8%) Land $48,000 Building $227,811
2022	$3,114.00 Homeowner's exemption	$133,275	$224,595 Land $32,300 Building $192,295

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 74% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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