17515 White Oak Ave, Lowell, IN 46356 Property Records

Lake County property record for 17515 White Oak Ave, Lowell, IN 46356

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2.5 ba · 4,168 sqft · built 1997
Lot Size	6.83 acres (297,863 sqft)
Owner	2 Individual Names on File
Last Sale	$649,000 (Mar 2022)
Tax Bill	$4,090 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-10-01-0197-0001`

Property Details

APN / Parcel Number

Primary APN	`010-10-01-0197-0001`
Alternative APNs	`45-19-20-100-006.000-037` `100101970001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,168 sqft Gross Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Construction Type	Frame
Roof Material	Asphalt
Lot Area	297,863 sqft (6.83 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	490 sqft
Deck Area	110 sqft
Patio Area	112 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	17515 WHITE OAK AVE
City	LOWELL
State	IN
Zip	46356-9411
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	RIGBY ACRES LOT 1
Legal Subdivision	RIGBY ACRES
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	WEST CREEK
Census Block Group	1
Census Block	1046
Census Tract	43401

Owner

Source: Lake County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	17515 WHITE OAK AVE, LOWELL, IN 46356-9411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
Mar 25, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 11, 2018	Warranty Deed, Transfer PROVIDENCE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2022 · Amount on File
Deed Sale	Mar 25, 2022 · Amount on File
Prior Sale	May 11, 2018 · Amount on File
Deed Document Number	2022512828
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	17515 WHITE OAK AVE, LOWELL, IN 46356-9411
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089438
Date	Dec 7, 2020
Instrument	2020-089438

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 25, 2022
Property Address	17515 WHITE OAK AVE, LOWELL, IN 46356-9411
Document Number	0000012828
Map Reference	MB 83 PG 2
Instrument Date	Mar 25, 2022
Instrument	2022-512828
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17515 WHITE OAK AVE, LOWELL, IN 46356-9411
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012829
Date	Mar 25, 2022
Instrument	2022-512829

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 11, 2018
Property Address	17515 WHITE OAK AVE, LOWELL, IN 46356-9411
Document Number	0000029221
Instrument Date	May 7, 2018
Instrument	29221
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17515 WHITE OAK AVE LOWELL IN 463569411, LOWELL, IN 46356-9411

Mortgage

Document Number	29222
Date	May 11, 2018
Instrument	29222

Lender

Name	PROVIDENCE BK&TR
Address	SOUTH HOLLAND, IL 60473

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	West Creek Township
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$463,800 (+4.53%) Land $70,000 Building $393,800	$463,800 (+4.53%) Land $70,000 Building $393,800
2024	$4,090.00 (-28.04%)
2023		$443,700 (+14.71%) Land $69,000 Building $374,700	$443,700 (+14.71%) Land $69,000 Building $374,700
2022	$5,684.00	$386,800 Land $67,100 Building $319,700	$386,800 Land $67,100 Building $319,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 99.8% of Indiana
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
NITCO Fixed Wireless	10 / 1

May also be available: T-Mobile, Verizon.

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