1750 White Cloud Dr N, Isle, MN 56342 Property Records

Mille Lacs County property record for 1750 White Cloud Dr N, Isle, MN 56342

Property Summary

Property Type	Single Family Home
Details	1,129 sqft · built 1997
Lot Size	0.405 acres (17,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,900 (May 2022)
Tax Bill	$5,468 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-560-0860`

Property Details

APN / Parcel Number

Primary APN	`20-560-0860`

Interior

Building Area	1,129 sqft Living Area
Basement Area	1,116 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	17,647 sqft (0.405 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	168 sqft
Shed	1 Shed

Location & Zoning

Street Address	1750 WHITE CLOUD DR N
City	ISLE
State	MN
Zip	56342-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& LOT 32 BLK 3STATES EX W'LY 13 FT OF LOT 31
Legal Range	25
Legal Township	42
Legal Section	02
Legal Subdivision	MALONE ISLAND ESTATES
Legal Block	3
Legal Lot Number	31
Jurisdiction	MILLE LACS MN
Township / Civil Division	ISLE
Census Block Group	1
Census Block	1013
Census Tract	970100

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1750 WHITE CLOUD DR N, ISLE, MN 56342-2608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Deed Document Number	2022431421
Prior Transfer Date	Oct 17, 2011
Prior Transfer Doc	A369835
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 27, 2022
Property Address	1750 WHITE CLOUD DR N, ISLE, MN 56342-2608
Document Number	000A431421
Instrument Date	May 13, 2022
Instrument	A431421
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,154.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1750 WHITE CLOUD DR N, ISLE, MN 56342-2608

Mortgage

Document Number	000A431422
Date	May 27, 2022
Instrument	A431422

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Isle City
Unified School District	Isle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,468.00 (+1.48%)	$391,400 (+3.79%) Land $68,300 Building $323,100	$391,400 (+3.79%) Land $68,300 Building $323,100
2025	$5,388.00 (+10.77%) Homeowner's exemption	$377,100 (+10.23%) Land $68,300 Building $308,800	$377,100 (+10.23%) Land $68,300 Building $308,800
2023	$4,864.00	$342,100 Land $62,500 Building $279,600	$342,100 Land $62,500 Building $279,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Isle serves 820 people · EPA ID MN1480001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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