1750 N Elm St, Graytown, OH 43432 Property Records

Ottawa County property record for 1750 N Elm St, Graytown, OH 43432

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,014 sqft · built 1942
Lot Size	0.182 acres (7,919 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Aug 2026)
Tax Bill	$1,719 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2024 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004915-9`

Property Details

APN / Parcel Number

Primary APN	`004915-9`
Alternative APN	`004-08976-19141-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,919 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	280 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	80 sqft
Canopy	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004915-9
Street Address	1750 N ELM ST
City	GRAYTOWN
State	OH
Zip	43432-9006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 9 LOT 5 & N 10 FT OF 6 GRAYTOWN CUTLER
Legal Subdivision	GRAYTOWN CUTLER
Legal Block	9
Legal Lot Number	5
Jurisdiction	OTTAWA OH
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3009
Census Tract	50900

Owner

Source: Ottawa County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1750 N ELM ST, GRAYTOWN, OH 43432-9006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Conventional Mortgage FREMONT FEDERAL CREDIT UNION
May 10, 2024	Warranty Deed, Transfer · Line of Credit GENOA BANKING CO
Nov 28, 2022	Warranty Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	May 10, 2024 · Amount on Record
Deed Document Number	20264886
Deed Book / Page	2093 / 814
Prior Transfer Date	Jul 10, 2002
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Aug 3, 2026
Property Address	1750 N ELM ST, GRAYTOWN, OH 43432-9006
Document Number	0000004886
Book / Page	2093 / 814
Instrument Date	Jul 31, 2026
Instrument	20264886
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75,952.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 N ELM ST, GRAYTOWN, OH 43432-9006

Mortgage

Document Number	0000004887,
Date	Aug 3, 2026
Instrument	20264887

Lender

Name	FREMONT FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	May 10, 2024
Property Address	1750 N ELM ST, GRAYTOWN, OH 43432-9006
Document Number	0000002883
Book / Page	1989 / 643
Instrument Date	May 10, 2024
Instrument	202400002883
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 N ELM ST, GRAYTOWN, OH 43432-9006

Mortgage

Document Number	0000002884
Date	May 10, 2024
Instrument	202400002884

Lender

Name	GENOA BANKING CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Nov 28, 2022
Property Address	1750 N ELM ST, GRAYTOWN, OH 43432-9006
Document Number	0000322658
Book / Page	1925 / 120
Instrument Date	Nov 28, 2022
Instrument	2022-322658
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	RIT COAST TITLE, TRI COAST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 N ELM ST, GRAYTOWN, OH 43432-9006
Investor	Possibly a Property Investor

Mortgage

Document Number	0019250122
Date	Nov 28, 2022
Instrument	1925-0122

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Benton Township
Unified School District	Benton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,719.00 (-7.03%)	$49,382 (-) Land $4,585 Building $44,797
2024	$1,849.00 (+27.34%)	$49,382 (+41.91%) Land $4,585 Building $44,797	$141,090 (+41.91%) Land $13,100 Building $127,990
2023	$1,452.00 (+37.24%)	$34,797 (+38.97%) Land $2,772 Building $32,025
2022	$1,058.00	$25,039 Land $2,772 Building $22,267
2021			$99,420 Land $7,920 Building $91,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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