175 Windale Dr, Jackson, TN 38305 Property Records

Madison County property record for 175 Windale Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,187 sqft · built 1995
Lot Size	0.488 acres (21,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Jul 2026)
Tax Bill	$1,222 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`044K-E-033.00`

Property Details

APN / Parcel Number

Primary APN	`044K-E-033.00`
Alternative APNs	`03044KE044K03300` `057044K E 03300`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,187 sqft Living Area
Gross Area	3,052 sqft
1st Floor Area	2,187 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,240 sqft (0.488 acres)
Lot Dimensions	180 ft deep x 118 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	505 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	175 WINDALE DR
City	JACKSON
State	TN
Zip	38305-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STEEPLECHASE PB 0006 PG 0057 BLK 0005 LOT 0010 118.02X120X102.67X180.03
Legal Subdivision	STEEPLECHASE
Legal Block	5
Legal Lot Number	10
Jurisdiction	MADISON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1008
Census Tract	1604

Owner

Source: Madison County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 WINDALE DR, JACKSON, TN 38305-2034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMERCIAL TRUST BANK
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Oct 30, 2002
Deed Document Number	20268749
Deed Book / Page	798 / 980
Prior Transfer Date	Jul 30, 2024
Prior Transfer Doc	0D785/1424
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Jul 28, 2026
Property Address	175 WINDALE DR, JACKSON, TN 38305-2034
Document Number	0000008749
Book / Page	798 / 980
Instrument Date	Jul 27, 2026
Instrument	20268749
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	TLC CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128,926.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 WINDALE DR, JACKSON, TN 38305-2034

Mortgage

Document Number	0000008750,
Date	Jul 28, 2026
Instrument	20268750

Lender

Name	COMMERCIAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Recording Date	Apr 13, 2026
Property Address	175 WINDALE DR, JACKSON, TN 38305-2034
Document Number	0000003930
Book / Page	2306 / 1399
Instrument Date	Apr 7, 2026
Instrument	20263930
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 WINDALE DR, JACKSON, TN 38305-2034

Mortgage

Document Number	0000003930,
Date	Apr 13, 2026
Book Page	2306/1399
Instrument	20263930

Lender

Name	CENTENNIAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 7, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,225 (-) Land $7,500 Building $57,725	$260,900 (-) Land $30,000 Building $230,900
2024	$1,222.00 (-46.24%)
2023		$65,225 Land $7,500 Building $57,725
2022	$2,273.00		$260,900 Land $30,000 Building $230,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	10 (2010–2025)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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