St. Charles County property record for 175 Whetstone Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,552 sqft · built 1993 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,673 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A946000027 |
| Primary APN | A946000027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| Gross Area | 3,447 sqft |
| 1st Floor Area | 1,552 sqft |
| Basement Area | 1,488 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 407 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A946000027 |
|---|---|
| Street Address | 175 WHETSTONE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-3029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OXFORD EST LOT 227 |
| Legal Subdivision | OXFORD EST |
| Legal Lot Number | 227 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 311212 |
175 Whetstone Dr is owned and occupied by two individuals who acquired it in December 2016.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 175 WHETSTONE DR, SAINT CHARLES, MO 63303-3029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2016 |
| Deed Sale | Dec 27, 2016 |
| Prior Sale | Dec 12, 2016 · Amount on File |
| Deed Document Number | 2016867950 |
| Deed Book / Page | 6674 / 395 |
| Prior Transfer Date | Aug 22, 2008 |
| Prior Transfer Doc | 0050441292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 175 WHETSTONE DR, SAINT CHARLES, MO 63303-3029 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 175 WHETSTONE DR, SAINT CHARLES, MO 63303-3029 |
| Document Number | 0000044586 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023R-044586 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2033 |
The 2025 property tax bill for 175 Whetstone Dr was $3,673, up 3.5% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,664 (-) | $308,756 (-) Land $65,000 Building $243,756 | |
| 2025 | $3,673.00 (+3.46%) | $58,664 | $308,756 Land $65,000 Building $243,756 |
| 2024 | $3,550.00 | ||
| 2023 | $55,352 (+23.58%) | ||
| 2022 | $3,078.00 | $44,792 | $291,328 (+23.58%) Land $55,000 Building $236,328 |
| 2021 | $235,749 Land $55,000 Building $180,749 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 175 Whetstone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 175 Whetstone Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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