175 Wayne St, Monticello, KY 42633 Property Records

Wayne County property record for 175 Wayne St, Monticello, KY 42633

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1950
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Tax Bill	$1,145 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M7-22-025.00`

Property Details

APN / Parcel Number

Primary APN	`M7-22-025.00`
Alternative APN	`23498`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Garage Area	930 sqft
Driveway	Gravel Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	298 sqft
Deck Area	620 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	23498
Street Address	175 WAYNE ST
City	MONTICELLO
State	KY
Zip	42633-1229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAYNE ST
Legal Subdivision	EM BROWN SUB
Jurisdiction	WAYNE KY
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2003
Census Tract	920202

Owner

175 Wayne St is owned and occupied by an individual who acquired it in November 2017.

Source: Wayne County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	175 WAYNE ST, MONTICELLO, KY 42633-1229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2019	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 5, 2018	Intrafamily Transfer, Transfer CARRINGTON TITLE SERVICES, CARRINGTON TITLE SERVICES LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 21, 2017
Transfer Doc	000375/127
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE KY
Property Address	175 WAYNE ST, MONTICELLO, KY 42633-1229
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	421/124
Date	Feb 28, 2019
Book Page	421/124

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE KY
Recording Date	Jan 5, 2018
Property Address	175 WAYNE ST, MONTICELLO, KY 42633-1229
Document Number	375/127
Book / Page	375 / 127
Instrument Date	Nov 21, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	CARRINGTON TITLE SERVICES, CARRINGTON TITLE SERVICES LL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 WAYNE ST, MONTICELLO, KY 42633-1229

Tax Assessment & Valuation

The 2025 property tax bill for 175 Wayne St was $1,145.

Source: Wayne County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Wayne County
Municipality	Monticello City
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,000 (-) Land $15,000 Building $100,000	$115,000 (-) Land $15,000 Building $100,000
2025	$1,145.00	$115,000	$115,000
2023	$826.00	$87,500	$87,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 Wayne St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Wayne St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTICELLO WATER & SEWER COMMISSION serves 21,000 people · EPA ID KY1160291
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jul 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Community Telecom Services Cable · Fiber in parts of the area	250 / 100

May also be available: Verizon.

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