Fauquier County property record for 175 Waterloo St, Warrenton, VA 20186
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,680 sqft · built 1925 |
| Lot Size | 0.172 acres (7,514 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Jan 2023) |
| Tax Bill | $4,232 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6984-24-4661 |
| Primary APN | 6984-24-4661 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Finished Area |
| Gross Area | 2,002 sqft |
| 1st Floor Area | 1,680 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,514 sqft (0.172 acres) |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 322 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 122074 |
|---|---|
| Street Address | 175 WATERLOO ST |
| City | WARRENTON |
| State | VA |
| Zip | 20186-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | GAINES SD LOT 13 |
| Legal Subdivision | GAINES SD |
| Legal Lot Number | 13 |
| Jurisdiction | FAUQUIER VA |
| Township / Civil Division | CENTER |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 930305 |
175 Waterloo St is owned and occupied by an individual who bought it in January 2023.
Source: Fauquier County records, as of June 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 175 WATERLOO ST, WARRENTON, VA 20186-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2023 | Warranty Deed, Transfer · VA Mortgage BNC NATIONAL BANK |
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2023 · Amount on File |
| Deed Sale | Jan 20, 2023 · Amount on File |
| Prior Sale | Aug 9, 2013 · Amount on File |
| Deed Document Number | 2023334 |
| Deed Book / Page | 1742 / 1630 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAUQUIER VA |
| Recording Date | Jan 20, 2023 |
| Property Address | 175 WATERLOO ST, WARRENTON, VA 20186-2707 |
| Document Number | 0017421630 |
| Book / Page | 1742 / 1630 |
| Instrument Date | Jan 18, 2023 |
| Instrument | 202300000334 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2023 |
| Title Company | TITLE FORWARD |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 175 WATERLOO ST, WARRENTON, VA 20186-2707 |
| Document Number | 202300000335 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 202300000335 |
| Name | BNC NATIONAL BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAUQUIER VA |
| Property Address | 175 WATERLOO ST, WARRENTON, VA 20186-2707 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1678211 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 1678/211 |
| Instrument | 202100004160 |
| Name | MCLEAN MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
The 2026 property tax bill for 175 Waterloo St was $4,232.
Source: Fauquier County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fauquier County |
| Municipality | Warrenton Town |
| Unified School District | Fauquier County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,232.00 | $472,900 Land $175,000 Building $297,900 | $472,900 Land $175,000 Building $297,900 |
| 2023 | $377,000 Land $135,000 Building $242,000 | $377,000 Land $135,000 Building $242,000 | |
| 2019 | $2,645.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 175 Waterloo St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 175 Waterloo St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WARRENTON serves 11,801 people · EPA ID VA6061600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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