175 W Main St, Shelby, OH 44875 Property Records

Richland County property record for 175 W Main St, Shelby, OH 44875

Property Summary

Property Type	Duplex
Details	5 bd · 1.5 ba · 2,356 sqft · built 1900
Lot Size	0.34 acres (14,819 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Jul 2020)
Tax Bill	$2,424 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jul 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`046-08-078-05-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-078-05-000`
Alternative APN	`06113`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,356 sqft Living Area
1st Floor Area	1,162 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum Siding
Lot Area	14,819 sqft (0.34 acres)
Lot Dimensions	247 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	225 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	453 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	175 W MAIN ST
City	SHELBY
State	OH
Zip	44875-1439
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	495 S E PT 60 X 247.2
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	1
Census Block	1018
Census Tract	2500

Owner

175 W Main St, a duplex, is owned and occupied by an individual who bought it in July 2020.

Source: Richland County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	175 W MAIN ST, SHELBY, OH 44875-1439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2017	Deed of Trust, Mortgage DIRECTIONS CU
Jul 13, 2020	Warranty Deed, Transfer · Line of Credit MECHANICS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on File
Deed Sale	Jul 13, 2020 · Amount on File
Prior Sale	Dec 14, 1999 · Amount on File
Deed Document Number	20207892
Deed Book / Page	2800 / 167
Prior Transfer Date	Jun 19, 1992
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	175 W MAIN ST, SHELBY, OH 44875-1439
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2512/0739
Date	Jan 3, 2017
Book Page	2512/0739
Instrument	201700000087

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2022

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jul 13, 2020
Property Address	175 W MAIN ST, SHELBY, OH 44875-1439
Document Number	002800/167
Book / Page	2800 / 167
Instrument Date	Jul 10, 2020
Instrument	202000007892
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	175 W MAIN ST, SHELBY, OH 44875-1439

Mortgage

Document Number	202000007893
Date	Jul 13, 2020
Instrument	202000007893

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 175 W Main St was $2,424 with a homeowner's exemption.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,424.00	$65,080 (-) Land $5,720 Building $59,360
2024	$2,424.00 (-2.69%) Homeowner's exemption	$65,080 (-) Land $5,720 Building $59,360
2023	$2,491.00 (+4.18%) Homeowner's exemption	$65,080 (+22.1%) Land $5,720 Building $59,360	$185,960 Land $16,350 Building $169,610
2022	$2,391.00 Homeowner's exemption	$53,300 Land $5,790 Building $47,510
2020			$152,300 Land $16,550 Building $135,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 175 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 175 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV, Wavelinc Communications.

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