Polk County property record for 175 W Clower St, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 920 sqft · built 1953 |
| Lot Size | 0.218 acres (9,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Jun 2022) |
| Tax Bill | $2,230 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Mar 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-18-429700-001060 |
| Primary APN | 25-30-18-429700-001060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 920 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Shingle |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,492 sqft (0.218 acres) |
| Lot Dimensions | 136 ft deep x 70 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 209 sqft |
| Carport | Carport |
| Carport Area | 209 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 267 sqft |
| Shed | 1 Shed |
| Utility Building | 136 sqft |
| Cooling System | None |
|---|
| Street Address | 175 W CLOWER ST |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-7110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BELLAIRE HTS PB 35 PG 38 BLK A LOT 6 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 18 |
| Legal Subdivision | BELLAIRE HEIGHTS |
| Legal Tract | 429700 |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 15102 |
175 W Clower St is owned and occupied by two individuals who bought it in June 2022.
Source: Polk County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 175 W CLOWER ST, BARTOW, FL 33830-7110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2022 | Warranty Deed, Transfer · FHA Mortgage MIDFLORIDA CU |
| Mar 23, 2021 | Correction Deed SUNNY TITLE COMPANY, SUNNY TITLE CO |
| Oct 21, 2020 | Warranty Deed, Transfer · FHA Mortgage GUILD MTG |
| Jan 7, 2020 | Warranty Deed, Transfer · Conventional with PMI LOUIS & BEATRICE DEAN |
| Feb 20, 2019 | Deed of Trust, Mortgage · Line of Credit SCHONBRUN HARVEY (TE) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2022 · Amount on File |
| Deed Sale | Jun 6, 2022 · Amount on File |
| Prior Sale | Oct 21, 2020 · Amount on File |
| Deed Document Number | 2022154153 |
| Deed Book / Page | 12285 / 501 |
| Prior Transfer Date | Mar 19, 2021 |
| Prior Transfer Doc | 0000073165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 6, 2022 |
| Property Address | 175 W CLOWER ST, BARTOW, FL 33830-7110 |
| Document Number | 0000154153 |
| Book / Page | 12285 / 501 |
| Map Reference | MB 35 PG 38 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022154153 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Title Company | HOME SOLUTION TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 OAKRIDGE AVE, COCOA, FL 32927-5040 |
| Name | Verified Name |
|---|---|
| Address | 175 W CLOWER ST, BARTOW, FL 33830-7110 |
| Document Number | 0000154154 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 12285/504 |
| Instrument | 2022154154 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 23, 2021 |
| Property Address | 175 W CLOWER ST, BARTOW, FL 33830-7110 |
| Document Number | 0000073165 |
| Book / Page | 11633 / 2185 |
| Map Reference | MB 35 PG 38 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021073165 |
| Record Updated | Jan 19, 2023 |
| Title Company | SUNNY TITLE COMPANY, SUNNY TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 19961 SW 83RD AVE, CUTLER BAY, FL 33189-2008 |
| Name | Verified Name |
|---|---|
| Address | 175 W CLOWER ST, BARTOW, FL 33830-7110 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 21, 2020 |
| Property Address | 175 W CLOWER ST, BARTOW, FL 33830-7110 |
| Document Number | 0114220716 |
| Book / Page | 011422 / 000716 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 222701 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | SUNNY TITLE COMPANY, SUNNY TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,078.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 175 W CLOWER ST BARTOW FL 338307110, BARTOW, FL 33830-7110 |
| Document Number | 114220721 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 011422/000721 |
| Instrument | 222703 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 20, 2050 |
| Document Number | 114220736, |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 011422/000736 |
| Instrument | 222704 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 7, 2020 |
| Property Address | 175 W CLOWER ST, BARTOW, FL 33830-7110 |
| Document Number | 0110980547 |
| Book / Page | 011098 / 000547 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 3102 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19961 SW 83RD AVE CUTLER BAY FL 331892008, CUTLER BAY, FL 33189-2008 |
| Document Number | 110980549 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 011098/000549 |
| Instrument | 3103 |
| Name | LOUIS & BEATRICE DEAN |
|---|---|
| Address | 1881 BISHOP ESTATES RD, JACKSONVILLE, FL 32259-4205 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 175 W CLOWER ST, BARTOW, FL 33830-7110 |
| Document Number | 0107550160 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 244 N RIDGEWOOD AVE DAYTONA BEACH FL 321143244, DAYTONA BEACH, FL 32114-3244 |
| Document Number | 0107550160 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 010755/000160 |
| Instrument | 33990 |
| Name | SCHONBRUN HARVEY (TE) |
|---|---|
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 19, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 175 W Clower St was $2,230 with a homeowner's exemption, down 13.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $154,820 (-6.57%) Land $18,500 Building $136,320 | $154,820 (-6.57%) Land $18,500 Building $136,320 | |
| 2025 | $2,230.00 (-13.26%) Homeowner's exemption | $165,715 Land $18,500 Building $147,215 | $165,715 Land $18,500 Building $147,215 |
| 2024 | $2,571.00 (+1.62%) | ||
| 2023 | $2,530.00 (-3.07%) Homeowner's exemption | $164,085 (+5.38%) Land $18,000 Building $146,085 | $164,085 (+5.38%) Land $18,000 Building $146,085 |
| 2022 | $2,610.00 | $155,707 Land $15,000 Building $140,707 | $155,707 Land $15,000 Building $140,707 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 175 W Clower St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 175 W Clower St is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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