175 W 3rd St, Garner, IA 50438 Property Records

Hancock County property record for 175 W 3rd St, Garner, IA 50438 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Bathrooms	1 Baths
Year Built	Built 1975
Square Footage	1,290 sqft Living Area
Lot Size	3,180 sqft (0.073 acres)
Occupancy	Owner Occupied
Last Sale	$32,000 (2006)
Tax Bill	$1,288.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`2101330043`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Building Area	1,290 sqft Living Area
1st Floor	1,290 sqft 1st Floor
Basement Area	1,290 sqft Basement
Finished Basement	970 sqft Finished
Unfinished Basement	1,290 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Brick Construction
Lot Area	3,180 sqft (0.073 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	520 sqft Garage
Porch Area	40 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Water Source	Commercial Water Source

Location & Zoning

Street Address	175 W 3RD ST
City	GARNER
State	IA
Zip	50438-1201
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ORIG E 48' LOT 4 BLK 33
Legal Subdivision	GARNER
Legal Block	33
Legal Lot Number	4
Jurisdiction	HANCOCK IA
Minor Civil Division	CONCORD
Census Blockgroup	1
Census Block	1011
Census Tract	270100

Owner

Source: Hancock County records · APN 2101330043

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	175 W 3RD ST, GARNER, IA 50438-1201
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 2006 · Amount on Record
Deed Sale	Mar 27, 2006 · Amount on Record
Deed Doc Number	2006704
Record Refreshed	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	175 W 3RD ST, GARNER, IA 50438-1201
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000210894
Date	Apr 27, 2021
Instrument	21-0894

Lender

Name	RELIANCE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Garner City
Unified School District	Garner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,288.00 Homeowner's exemption	$100,460 (+3.18%) Land $7,670 Building $92,790	$100,460 (+3.18%) Land $7,670 Building $92,790
2024	$1,288.00 (-4.02%)
2023		$97,360 (+9.16%) Land $4,470 Building $92,890	$97,360 (+9.16%) Land $4,470 Building $92,890
2022	$1,342.00 Homeowner's exemption	$89,190 Land $4,470 Building $84,720
2021			$89,190 Land $4,470 Building $84,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (19081C), updated October 26, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.