175 Vale Ave, Sugar Grove, IL 60554 Property Records

Kane County property record for 175 Vale Ave, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	3,380 sqft · built 2004
Lot Size	0.233 acres (10,137 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Nov 2019)
Tax Bill	$11,554 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-102-009`

Property Details

APN / Parcel Number

Primary APN	`14-16-102-009`

Interior

Stories	2 Stories
Building Area	3,380 sqft Living Area
Gross Area	5,586 sqft
Basement Area	1,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	10,137 sqft (0.233 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	175 VALE AVE
City	SUGAR GROVE
State	IL
Zip	60554-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR WEST UNIT 1 LOT 85
Legal Subdivision	WINDSOR WEST
Legal Block	1
Legal Lot Number	85
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	1
Census Block	1072
Census Tract	854504

Owner

175 Vale Ave is owned and occupied by two individuals who acquired it in November 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	175 VALE AVE, SUGAR GROVE, IL 60554-2220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST MORTGAGE CORP
Dec 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Nov 5, 2019	Special Warranty Deed, Transfer · Conventional Mortgage HOMETRUST MORTGAGE CORP
Dec 6, 2018	Deed in Lieu of Foreclosure, Transfer LENDERLIVE SETTLEMENT SERVICES LLC, LENDERLIVE SETTLEMENT SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2019 · Amount on File
Deed Sale	Nov 5, 2019 · Amount on File
Prior Sale	Jan 6, 2005 · Amount on File
Deed Document Number	201953323
Last Transfer Date	Nov 13, 2020
Transfer Doc	0000080659
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	175 VALE AVE, SUGAR GROVE, IL 60554-2220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032900
Date	Jun 23, 2020
Instrument	2020K032900

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Dec 23, 2020
Property Address	175 VALE AVE, SUGAR GROVE, IL 60554-2220
Document Number	0000080659
Map Reference	DOC 2003K192456
Instrument Date	Nov 13, 2020
Instrument	2020K080659
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	175 VALE AVE, SUGAR GROVE, IL 60554-2220

Mortgage

Document Number	0000080660
Date	Dec 23, 2020
Instrument	2020K080660

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate	2.5%

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 5, 2019
Property Address	175 VALE AVE, SUGAR GROVE, IL 60554-2220
Document Number	0000053323
Map Reference	DOC 20003K192456
Instrument Date	Sep 9, 2019
Instrument	2019K053323
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 KRISTIN DR UNIT 821, 821, SCHAUMBURG, IL 60195-3336

Mortgage

Document Number	0000053324
Date	Nov 5, 2019
Instrument	2019K053324

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

December 2018: Deed in Lieu of Foreclosure, Transfer

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	KANE IL
Recording Date	Dec 6, 2018
Property Address	175 VALE AVE, SUGAR GROVE, IL 60554-2220
Document Number	0000058770
Instrument Date	Nov 14, 2018
Instrument	58770
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	LENDERLIVE SETTLEMENT SERVICES LLC, LENDERLIVE SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Tax	$407.87
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY DALLAS TX 752542942, DALLAS, TX 75254-2942
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 175 Vale Ave was $11,554 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Municipality	Sugar Grove Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,554.00 Homeowner's exemption	$152,061 (+7.83%) Land $26,146 Building $125,915	$456,366 (+7.83%) Land $78,469 Building $377,896
2024		$141,019 Land $24,247 Building $116,772	$423,226 Land $72,770 Building $350,456
2022	$9,548.00 (+3.77%) Homeowner's exemption	$107,289 (+5.08%) Land $20,188 Building $87,101	$321,867 (+5.08%) Land $60,564 Building $261,303
2021	$9,201.00 Homeowner's exemption	$102,102 Land $19,212 Building $82,890	$306,306 Land $57,636 Building $248,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 175 Vale Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Vale Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: NewarkNet, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vale Ave

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