175 Union Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 175 Union Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,690 sqft · built 1930
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Oct 2024)
Tax Bill	$9,635 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`10-00116-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`10-00116-0000-00008`
Alternative APN	`100011600008`

Interior

Stories	1 Story
Building Area	1,690 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	175 UNION AVE
City	MIDDLESEX
State	NJ
Zip	08846-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	100X200
Legal Subdivision	BEECHWOOD HEIGHTS
Legal Block	116
Legal Lot Number	8
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2012
Census Tract	101

Owner

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	175 UNION AVE, MIDDLESEX, NJ 08846-1039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 9, 2020	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Oct 3, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Apr 23, 2018	Deed, Transfer · Conventional Mortgage UNITED MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2024 · Amount on Record
Deed Sale	Oct 21, 2024 · Amount on Record
Prior Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	202460148
Deed Book / Page	19574 / 127
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 21, 2022
Property Address	175 UNION AVE, MIDDLESEX, NJ 08846-1039
Document Number	0000082396
Book / Page	19043 / 158
Instrument Date	Aug 31, 2022
Instrument	2022082396
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	TRIDENT LAND TRANSFER COMPANY LP, TRIDENT LAND TRANSFER CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,879.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 ALISON CT, 6, GREEN BROOK, NJ 08812-1918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 UNION AVE, MIDDLESEX, NJ 08846-1039

Mortgage

Document Number	0000082397
Date	Sep 21, 2022
Instrument	2022082397

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	175 UNION AVE, MIDDLESEX, NJ 08846-1039
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	ORCHARD STREET SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083903
Date	Sep 9, 2020
Book Page	18019/457
Instrument	2020083903

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	175 UNION AVE, MIDDLESEX, NJ 08846-1039
Document Number	0000085238
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 UNION AVE MIDDLESEX NJ 088461039, MIDDLESEX, NJ 08846-1039

Mortgage

Document Number	0000085238
Date	Oct 15, 2019
Book Page	017651/001696
Instrument	85238

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 23, 2018
Property Address	175 UNION AVE, MIDDLESEX, NJ 08846-1039
Document Number	0000037242
Book / Page	17161 / 1548
Instrument Date	Apr 16, 2018
Instrument	201800037242
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 UNION AVE, MIDDLESEX, NJ 08846-1039

Mortgage

Document Number	0000037243
Date	Apr 23, 2018
Instrument	201800037243

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,000 (+11.55%) Land $148,600 Building $358,400	$507,000 (+11.55%) Land $148,600 Building $358,400
2025	$9,635.00 (+8.64%)	$454,500 (+18.58%) Land $148,600 Building $305,900	$454,500 (+18.58%) Land $148,600 Building $305,900
2024	$8,869.00 (-12%)
2023		$383,300 Land $148,600 Building $234,700	$383,300 Land $148,600 Building $234,700
2022	$10,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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