175 Torrence Ln, Sparta, TN 38583 Property Records

White County property record for 175 Torrence Ln, Sparta, TN 38583 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,120 sqft · built 2012
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jun 2019)
Tax Bill	$728 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093023G D 00400`

Property Details

APN / Parcel Number

Primary APN	`093023G D 00400`
Alternative APN	`023G D 00400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2016
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	222 ft deep x 106 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	175 TORRENCE LN
City	SPARTA
State	TN
Zip	38583-6674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4; SUBDIVISION: WHISPERING MEADOWS 2 S/D; LOT: 21
Legal Subdivision	WHISPERING MEADOWS 2 S/D
Legal Lot Number	21
Jurisdiction	WHITE TN
Township / Civil Division	3
Census Block Group	2
Census Block	2066
Census Tract	935100

Owner

Source: White County records · APN 093023G D 00400

Assessment roll updated January 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	175 TORRENCE LN, SPARTA, TN 38583-6674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 07, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Jun 26, 2019	Warranty Deed, Transfer MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2019 · Amount on Record
Deed Sale	Jun 26, 2019 · Amount on Record
Prior Sale	Oct 27, 2014 · Amount on Record
Deed Document Number	20192263
Deed Book / Page	436 / 366
Last Transfer Date	Nov 28, 2023
Transfer Doc	0RB543/524
Record Updated	Jun 08, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITE TN
Recording Date	Dec 07, 2023
Property Address	175 TORRENCE LN, SPARTA, TN 38583-6674
Document Number	0RB543/524
Book / Page	RB543 / 524
Map Reference	MB 2 PG 18
Instrument Date	Nov 28, 2023
Instrument	23004661
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	NOT AVAILABLE, LEDBETTER TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 TORRENCE LN, SPARTA, TN 38583-6674

Mortgage

Document Number	0023004662
Date	Dec 07, 2023
Instrument	23004662

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jun 26, 2019
Property Address	175 TORRENCE LN, SPARTA, TN 38583-6674
Document Number	0000002263
Book / Page	000436 / 000366
Instrument Date	Jun 25, 2019
Instrument	2263
Transaction Type	Transfer
Record Updated	Jul 04, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$462.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	175 TORRENCE LN SPARTA TN 385836674, SPARTA, TN 38583-6674

Mortgage

Document Number	2264
Date	Jun 26, 2019
Book Page	000436/000368
Instrument	2264

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

Tax Assessment & Valuation

Source: White County records · Assessment roll updated January 26, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$728.00 (+27.94%)	$51,625 (+85.87%) Land $6,750 Building $44,875	$206,500 (+85.87%) Land $27,000 Building $179,500
2023		$27,775 (-) Land $3,600 Building $24,175
2022		$27,775 Land $3,600 Building $24,175	$111,100 (-) Land $14,400 Building $96,700
2021	$569.00
2020			$111,100 Land $14,400 Building $96,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, White County (47185C), updated September 28, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471859351002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 28% of Tennessee
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Ben Lomand Rural Telephone Coop.	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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