175 Stonegate Cir, Unit C, Cloverdale, CA 95425 Property Records

Sonoma County property record for 175 Stonegate Cir, Unit C, Cloverdale, CA 95425

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,533 sqft · built 2007
Lot Size	2.29 acres (1 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Dec 2025)
Tax Bill	$4,210 (2025)
Deeds & Mortgages	Dec 2025 Sale & Second Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-440-019-000`

Property Details

APN / Parcel Number

Primary APN	`001-440-019-000`
Alternative APN	`001-440-019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,533 sqft Living Area
Gross Area	1,960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Lot Area	1 sqft
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	001-440-019
Street Address	175 STONEGATE CIR, C
City	CLOVERDALE
State	CA
Zip	95425-3694
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	2006 FM 001-440-001 GARDENS AT THYME SQR UNIT U16
Legal Subdivision	THE GARDENS AT THYME SQUARE SUBDIVISION
Legal Block	3
Legal Lot Number	1
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	3
Census Block	3001
Census Tract	154202

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	175 STONEGATE CIR, C, CLOVERDALE, CA 95425-3694
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Grant Deed, Transfer · Stand-Alone Second Mortgage GOLDEN STATE FINANCE AUTHORITY
Apr 27, 2020	Deed of Trust, Mortgage · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
May 11, 2018	Deed of Trust, Mortgage · FHA Mortgage PROVIDENT BK/CINCINNATI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Oct 19, 2015 · Amount on Record
Deed Document Number	202566587
Prior Transfer Date	Aug 25, 2009
Prior Transfer Doc	0000083812
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Dec 31, 2025
Property Address	175 STONEGATE CIR UNIT C, C, CLOVERDALE, CA 95425-3694
Document Number	0000066587
Map Reference	MB 682 PG 15-19
Instrument Date	Dec 19, 2025
Instrument	2025066587
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$566.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 STONEGATE CIR UNIT C, C, CLOVERDALE, CA 95425-3694

Mortgage

Document Number	0000066589
Date	Dec 31, 2025
Instrument	2025066589

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Jan 31, 2051

Mortgage

Document Number	0000066588
Date	Dec 31, 2025
Instrument	2025066588

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	175 STONEGATE CIR UNIT C, C, CLOVERDALE, CA 95425-3694
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031501
Date	Apr 27, 2020
Instrument	2020031501

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	175 STONEGATE CIR UNIT C, C, CLOVERDALE, CA 95425-3694
Document Number	0000036312
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	175 STONEGATE CIR #C CLOVERDALE CA 954253694, C, CLOVERDALE, CA 95425-3694

Mortgage

Document Number	0000036312
Date	May 18, 2018
Instrument	36312

Lender

Name	PROVIDENT BK/CINCINNATI
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2048

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$515,000 (+53.88%) Land $200,000 Building $315,000
2025	$4,210.00 (+1.18%) Homeowner's exemption	$334,682 (+4.04%) Land $70,498 Building $264,184
2023	$4,161.00 (+1.81%) Homeowner's exemption	$321,687 Land $67,761 Building $253,926
2022	$4,087.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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