175 Smith Rd, Paris, TN 38242 Property Records

Henry County property record for 175 Smith Rd, Paris, TN 38242

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,384 sqft · built 1977
Lot Size3.2 acres (139,392 sqft)
Owner2 Individual Names on File
Last Sale$105,000 (Aug 1996)
Tax Bill$603 (2025)
Deeds & MortgagesJul 2019 Mortgage
Sep 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN040085 05000

Property Details

APN / Parcel Number

Primary APN040085 05000
Alternative APN
  • 085 05000

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,384 sqft Living Area
1st Floor Area1,384 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1977
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area139,392 sqft (3.2 acres)
TerrainRolling
Garage TypeMixed
Garage Area1,898 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area456 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address175 SMITH RD
CityPARIS
StateTN
Zip38242-8842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 07, COUNTY AREA: P07
Legal SubdivisionLAKESIDE HILL ACRES
Legal Lot Number36
JurisdictionHENRY TN
Township / Civil Division4
Census Block Group1
Census Block1055
Census Tract969601

Owner

175 Smith Rd is owned and occupied by two individuals who bought it in August 1996.

Source: Henry County records, as of January 23, 2026

Owner of Record2 Individual Names on File
Mailing Address175 SMITH RD, PARIS, TN 38242-8842
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMERCIAL BANK AND TRUST
Sep 21, 2020Loan Modification, Mortgage · Line of Credit
COMMERCIAL BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 1996 · Amount on File
Deed SaleAug 21, 1996 · Amount on File
Deed Document Number0002437629
Deed Book / Page2437 / 629
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY TN
Property Address175 SMITH RD, PARIS, TN 38242-8842
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 SMITH RD, PARIS, TN 38242-8842

Mortgage

Document Number0000145557
DateJul 23, 2019
Book Page0000000515/0000000924
Instrument145557
Lender
NameCOMMERCIAL BANK AND TRUST
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2039

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHENRY TN
Property Address175 SMITH RD, PARIS, TN 38242-8842
Document Number0000152952
Instrument DateSep 21, 2020
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address175 SMITH RD PARIS TN 382428842, PARIS, TN 38242-8842

Mortgage

Document Number0000152952
DateSep 28, 2020
Book Page000546/000720
Instrument152952
Lender
NameCOMMERCIAL BK
TypeBank
AddressPARIS, TN 38242
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 27, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 175 Smith Rd was $603.

Source: Henry County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHenry County
Unified School DistrictHenry County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$603.00$50,275 Land $6,375 Building $43,900$201,100 Land $25,500 Building $175,600
2023$32,400 (-) Land $4,275 Building $28,125
2022$613.00$32,400 Land $4,275 Building $28,125$129,600 Land $17,100 Building $112,500
2020$129,600 Land $17,100 Building $112,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 175 Smith Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Smith Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST HENRY CO. U.D.
serves 1,204 people · EPA ID TN0000838
Water SourcePurchased groundwater from PARIS B.P.U.
Last State InspectionJun 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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