175 Settlers Trl, Elgin, TX 78621 Property Records

Bastrop County property record for 175 Settlers Trl, Elgin, TX 78621

Property Summary

Property Type	Rural Home
Details	3 bd · 960 sqft · built 1979
Lot Size	6.44 acres (280,614 sqft)
Owner	Company Name on Record
Tax Bill	$5,798 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R13374`

Property Details

APN / Parcel Number

Primary APN	`R13374`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	280,614 sqft (6.44 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	122 sqft
Deck Area	400 sqft
Storage Building	288 sqft
Pole Barn	600 sqft

Location & Zoning

Street Address	175 SETTLERS TRL
City	ELGIN
State	TX
Zip	78621-5721
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TEXAS HERITAGE, LOT 24 (FR), ACRES 6.442
Legal Subdivision	S8020 - TEXAS HERITAGE
Legal Block	2
Legal Lot Number	24
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2014
Census Tract	950101

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	116 SMOKEBUSH TRL, BASTROP, TX 78602-4401
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2018	Deed of Trust, Mortgage · Line of Credit AUSTIN TELCO FCU
Dec 31, 2025	Warranty Deed, Transfer UNKNOWN, ITC
Apr 26, 2019	Vendor's Lien, Transfer CAPSTAR LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025
Deed Sale	Dec 31, 2025
Prior Sale	Apr 26, 2019 · Amount on Record
Deed Document Number	202521587
Prior Transfer Date	Apr 25, 2019
Prior Transfer Doc	0201905890
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	175 SETTLERS TRL, ELGIN, TX 78621-5721
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	UNKNOWN, NOEN AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201813697
Date	Sep 21, 2018
Instrument	201813697

Lender

Name	AUSTIN TELCO FCU
Type	Credit Union
Address	AUSTIN, TX 78757

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2028

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BASTROP TX
Recording Date	Dec 31, 2025
Property Address	175 SETTLERS TRL, ELGIN, TX 78621-5721
Document Number	0202521587
Map Reference	CAB 1 PG 83A
Instrument Date	Dec 31, 2025
Instrument	202521587
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	UNKNOWN, ITC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2806 PRIMWOOD PATH, CEDAR PARK, TX 78613-5731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 SMOKEBUSH TRL, BASTROP, TX 78602-4401

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Apr 26, 2019
Property Address	175 SETTLERS TRL, ELGIN, TX 78621-5721
Document Number	0201905890
Map Reference	CAB 1 PG 83A
Instrument Date	Apr 25, 2019
Instrument	201905890
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 SETTLERS TRL, ELGIN, TX 78621-5721

Mortgage

Document Number	0201905891
Date	Apr 26, 2019
Instrument	201905891

Lender

Name	CAPSTAR LENDING LLC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,798.00 (+6.7%) Homeowner's exemption	$375,208 (-2.94%) Land $288,210 Building $86,998	$375,208 (-2.94%) Land $288,210 Building $86,998
2024	$5,434.00
2023	Homeowner's exemption	$386,587 Land $288,210 Building $98,377	$386,587 Land $288,210 Building $98,377
2022	$5,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highline Internet Fiber	1,000 / 200
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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