Essex County and Montclair Township property record for 175 S Mountain Ave, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,575 sqft · built 1905 |
| Lot Size | 0.806 acres (35,105 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,750,000 (Dec 2023) |
| Tax Bill | $37,730 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01201-0000-00021 |
| Primary APN | 13-01201-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,575 sqft Living Area |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Construction Type | Frame |
| Lot Area | 35,105 sqft (0.806 acres) |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 130120100021 |
|---|---|
| Street Address | 175 S MOUNTAIN AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-1722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | 35106SF |
| Legal Block | 1201 |
| Legal Lot Number | 21 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 16900 |
175 S Mountain Ave is owned and occupied by two individuals who bought it in December 2023.
Source: Essex County and Montclair Township records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 175 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Line of Credit UNION COUNTY SAVINGS BANK |
| Dec 21, 2023 | Deed, Transfer · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC |
| Mar 2, 2023 | Deed of Trust, Mortgage NIELLO CAPITAL LLC |
| Mar 11, 2022 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 8, 2019 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on File |
| Deed Sale | Dec 21, 2023 · Amount on File |
| Prior Sale | Mar 11, 2022 · Amount on File |
| Deed Document Number | 202376141 |
| Prior Transfer Date | Dec 4, 2001 |
| Prior Transfer Doc | 5857000069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 14, 2026 |
| Property Address | 175 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1722 |
| Document Number | 0000054064 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202654064 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 175 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1722 |
| Investor | Possibly a Property Investor |
| Document Number | 0000054064, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 202654064 |
| Name | UNION COUNTY SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Dec 21, 2023 |
| Property Address | 175 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1722 |
| Document Number | 0000076141 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 2023076141 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Title Company | TWO RIVERS TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5006 SEARS FARM RD, CARY, NC 27519-8898 |
| Name | Verified Name |
|---|---|
| Address | 175 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1722 |
| Document Number | 0000076142 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 2023076142 |
| Name | MILLENIUM HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 6.87% |
| Max Rate At Change | 8.87% |
| Index | 1-Year T-Bill |
| Max Rate | 12.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 175 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1722 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2023 |
| Title Company | WESTMINSTER ABSTRACT COMPANY |
| Name | Verified Name |
|---|---|
| Address | 412626 BIG BEAR DRIVE, EAST STROUDSBURG, PA 18302 |
| Document Number | 0000013489 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | 2023013489 |
| Name | NIELLO CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PEQUANNOCK, NJ 07440 |
| Amount | Amount on Record |
|---|---|
| Term | 8 Months |
| Due | Nov 23, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 11, 2022 |
| Property Address | 175 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1722 |
| Document Number | 0000024375 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2022024375 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2458 POINCIANA CT, 2458, WESTON, FL 33327-1417 |
| Name | Verified Name |
|---|---|
| Address | 175 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1722 |
| Document Number | 0000024376 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022024376 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 8, 2019 |
| Property Address | 175 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1722 |
| Document Number | 0000062117 |
| Instrument Date | Dec 22, 2018 |
| Instrument | 62117 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 175 S MOUNTAIN AVE MONTCLAIR NJ 070421722, MONTCLAIR, NJ 07042-1722 |
| Document Number | 62118 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 62118 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 7, 2049 |
The 2025 property tax bill for 175 S Mountain Ave was $37,730, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,073,100 (-) Land $361,200 Building $711,900 | $1,073,100 (-) Land $361,200 Building $711,900 | |
| 2025 | $37,730.00 (+3.32%) | $1,073,100 Land $361,200 Building $711,900 | $1,073,100 Land $361,200 Building $711,900 |
| 2024 | $36,517.00 | ||
| 2023 | $1,073,100 (+3.65%) Land $361,200 Building $711,900 | $1,073,100 (+3.65%) Land $361,200 Building $711,900 | |
| 2022 | $34,040.00 (+1.76%) | $1,035,300 Land $361,200 Building $674,100 | $1,035,300 Land $361,200 Building $674,100 |
| 2021 | $33,450.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 175 S Mountain Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1994–2021) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 175 S Mountain Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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