Newaygo County property record for 175 S Gibbs St, White Cloud, MI 49349
| Property Type | Commercial |
|---|---|
| Lot Size | 0.103 acres (4,516 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,142 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-05-134-015 |
| Primary APN | 15-05-134-015 |
|---|
| Building Area | 1,680 sqft Building Perimeter |
|---|
| Fire Resistance | Fireproof Steel Frame |
|---|---|
| Lot Area | 4,516 sqft (0.103 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 175 S GIBBS ST |
|---|---|
| City | WHITE CLOUD |
| State | MI |
| Zip | 49349-9401 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | LOCAL ZONE |
| Legal Description | E 64 FT OF N1/2 LOT 105 ALSO E 64 FT OF LOT 106 VILLAGE OF MORGAN |
| Legal Subdivision | VILLAGE OF MORGAN |
| Legal Lot Number | 105-106 |
| Jurisdiction | NEWAYGO MI |
| Township / Civil Division | WHITE CLOUD |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 970700 |
Source: Newaygo County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 112 S MAPLE ST, WHITE CLOUD, MI 49349-9313 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 17, 2012 |
| Transfer Doc | 00447/02781 |
| Record Updated | Oct 29, 2026 |
Source: Newaygo County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Newaygo County |
| Municipality | White Cloud City |
| Unified School District | White Cloud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,500 (-1.97%) | $139,000 (-1.97%) | |
| 2025 | $3,142.00 (+10.67%) | $70,900 (+15.1%) | $141,800 (+15.1%) |
| 2023 | $61,600 | $123,200 | |
| 2022 | $2,839.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE CLOUD serves 1,408 people · EPA ID MI0007060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: NCATS, Point Broadband.
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