175 Ruskin Ct, Lima, OH 45806 Property Records

Allen County property record for 175 Ruskin Ct, Lima, OH 45806

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,940 sqft · built 1995
Lot Size	0.423 acres (18,426 sqft)
Owner	2 Individual Names on File
Last Sale	$148,500 (May 2002)
Tax Bill	$4,260 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-1608-01-010.000`

Property Details

APN / Parcel Number

Primary APN	`46-1608-01-010.000`
Alternative APN	`L3646160801010000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,940 sqft Living Area
Gross Area	3,556 sqft
1st Floor Area	1,040 sqft
Upper Floors Area	832 sqft
Attic	Attic
Attic Area	276 sqft
Basement Area	1,040 sqft
Family Room	Family Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	18,426 sqft (0.423 acres)
Lot Dimensions	168 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	240 sqft
Deck Area	280 sqft
Patio Area	288 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	175 RUSKIN CT
City	LIMA
State	OH
Zip	45806-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMANDA WOODS SUBDIVISION NO 1 LOT 27512 & PT 27513 JOINT TEN
Legal Subdivision	AMANDA WOODS SUBDIVISION
Legal Lot Number	27512
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2009
Census Tract	12000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	175 RUSKIN CT, LIMA, OH 45806-1337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2002 · Amount on File
Deed Sale	May 24, 2002 · Amount on File
Prior Sale	Feb 26, 1999 · Amount on File
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	175 RUSKIN CT, LIMA, OH 45806-1337
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8250010022
Date	Aug 25, 2022
Book Page	2022/10022
Instrument	202208250010022

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,260.00 (-0.09%)	$87,050 (-) Land $13,340 Building $73,710	$248,700 (-) Land $38,100 Building $210,600
2024	$4,264.00 (+8.25%) Homeowner's exemption	$87,050 (+23%) Land $13,340 Building $73,710	$248,700 (+23%) Land $38,100 Building $210,600
2023	$3,939.00 (-0.73%) Homeowner's exemption	$70,770 (-) Land $10,850 Building $59,920
2022	$3,968.00 Homeowner's exemption	$70,770 Land $10,850 Building $59,920
2021			$202,200 Land $31,000 Building $171,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TSC Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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