175 Ross Dr, Clearfield, UT 84015 Property Records

Davis County property record for 175 Ross Dr, Clearfield, UT 84015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 800 sqft · built 1944
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on Record
Last Sale	$411,557 (Dec 2025)
Tax Bill	$1,994 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-017-0037`

Property Details

APN / Parcel Number

Primary APN	`12-017-0037`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,629 sqft (0.244 acres)
View / Lot	Cul-de-sac
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	175 ROSS DR
City	CLEARFIELD
State	UT
Zip	84015-1250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 17, BLK 2, LAYTON PARK. CONT. 0.24 ACRES
Legal Subdivision	LAYTON PARK
Legal Block	2
Legal Lot Number	17
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1004
Census Tract	125702

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 ROSS DR, CLEARFIELD, UT 84015-1250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Dec 19, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO
Dec 2, 2020	Loan Modification, Mortgage · FHA Mortgage PENNYMAC
Dec 26, 2018	Deed of Trust, Mortgage DAVIS COUNCIL OF GOVERNMENTS I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Jun 4, 2025 · Amount on Record
Deed Document Number	20253647699
Deed Book / Page	8898 / 1112
Prior Transfer Date	Apr 15, 1999
Prior Transfer Doc	0001506113
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	175 ROSS DR, CLEARFIELD, UT 84015-1250
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	INWEST TITLE-S OGDEN, INWEST TITLE SOUTH OGDEN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	08898/1184
Date	Dec 19, 2025
Book Page	8898/1184
Instrument	3647706

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Dec 19, 2025
Property Address	175 ROSS DR, CLEARFIELD, UT 84015-1250
Document Number	08898/1112
Book / Page	8898 / 1112
Instrument Date	Dec 18, 2025
Instrument	3647699
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2026
Title Company	UNKNOWN, ASPEN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	175 ROSS DR, CLEARFIELD, UT 84015-1250

Mortgage

Document Number	0003647705
Date	Dec 19, 2025
Instrument	3647705

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DAVIS UT
Property Address	175 ROSS DR, CLEARFIELD, UT 84015-1250
Document Number	0003331590
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 ROSS DR CLEARFIELD UT 840151250, CLEARFIELD, UT 84015-1250

Mortgage

Document Number	0003331590
Date	Dec 29, 2020
Book Page	007665/002655
Instrument	3331590

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	175 ROSS DR, CLEARFIELD, UT 84015-1250
Document Number	0003151423
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 ROSS DR CLEARFIELD UT 840151250, CLEARFIELD, UT 84015-1250

Mortgage

Document Number	0003151423
Date	Apr 2, 2019
Book Page	007232/000510
Instrument	3151423

Lender

Name	DAVIS COUNCIL OF GOVERNMENTS I

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Clearfield City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,700 (+21.23%) Land $84,949 Building $131,751	$394,000 (+21.23%) Land $154,453 Building $239,547
2025	$1,994.00 (+2.94%)	$178,750 (-38.36%) Land $85,467 Building $93,283	$325,000 (+12.07%) Land $155,394 Building $169,606
2024	$1,937.00 (+10.69%)
2023	$1,750.00 (-8.28%)	$290,000 Land $129,640 Building $160,360	$290,000 Land $129,640 Building $160,360
2022	$1,908.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Oct 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Utah Broadband.

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