175 River Rd, Lincoln, RI 02865 Property Records

Cranston City property record for 175 River Rd, Lincoln, RI 02865

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1945
Lot Size0.138 acres (6,011 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Dec 2023)
Tax Bill$5,768 (2025)
Deeds & MortgagesMay 2025 Line of Credit
Dec 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-44252-50

Property Details

APN / Parcel Number

Primary APN12-44252-50
Alternative APN
  • LINC M:11 L:058.0 U

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,680 sqft Living Area
Gross Area3,869 sqft
1st Floor Area1,250 sqft
Basement Area860 sqft
Unfinished Basement860 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,011 sqft (0.138 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number12-44252-50
Street Address175 RIVER RD
CityLINCOLN
StateRI
Zip02865-2321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL9
Legal Lot Number58.0
JurisdictionLINCOLN RI
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1044
Census Tract11701

Owner

175 River Rd is owned and occupied by two individuals who bought it in December 2023.

Source: Cranston City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address175 RIVER RD, LINCOLN, RI 02865-2321
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 14, 2025Deed of Trust, Mortgage · Line of Credit
COASTAL ONE CREDIT UNION
Dec 15, 2023Warranty Deed, Transfer
Aug 18, 2020Deed of Trust, Mortgage · Balloon Mortgage
PAWTUCKET CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2023 · Amount on File
Deed SaleDec 15, 2023 · Amount on File
Prior SaleDec 18, 2014 · Amount on File
Deed Document Number20233303
Deed Book / Page2516 / 499
Transfer Doc1924-141
Record UpdatedOct 29, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN RI
Property Address175 RIVER RD, LINCOLN, RI 02865-2321
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002557-51
DateMay 14, 2025
Book Page2557/51
Instrument2025008115
Lender
NameCOASTAL ONE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueJun 1, 2050

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN RI
Recording DateDec 15, 2023
Property Address175 RIVER RD, LINCOLN, RI 02865-2321
Document Number002516-499
Book / Page2516 / 499
Instrument DateDec 14, 2023
Instrument2023003303
Transaction TypeTransfer
Record UpdatedJan 18, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address101 CENTRE ST, PAWTUCKET, RI 02860-2725
InvestorPossibly a Property Investor

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN RI
Property Address175 RIVER RD, LINCOLN, RI 02865-2321
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2265-114
DateAug 18, 2020
Book Page2265/114
Instrument20200000003198
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeBalloon Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 175 River Rd was $5,768.

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityCranston City
Unified School DistrictCranston School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,768.00$426,600 Land $169,800 Building $256,800$509,156
2023$5,466.00$331,500 Land $118,900 Building $212,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims15 (1979–2023)
Claims Outside the SFHA8 of 15
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 175 River Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 818 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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