175 Ridgewood Rd, Middletown, CT 06457 Property Records

Middletown City property record for 175 Ridgewood Rd, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,963 sqft · built 2023
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Nov 2023)
Tax Bill	$12,055 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:11 L:0820`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:11 L:0820`
Alternative APN	`R15504`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,963 sqft Living Area
Gross Area	4,213 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R15504
Street Address	175 RIDGEWOOD RD
City	MIDDLETOWN
State	CT
Zip	06457-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	820
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1006
Census Tract	541402

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	175 RIDGEWOOD RD, MIDDLETOWN, CT 06457-1932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 21, 2023	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage PLAZA HOME MORTGAGE INC
Nov 21, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Deed Book / Page	2086 / 263
Prior Transfer Date	Nov 20, 2023
Prior Transfer Doc	002086-261
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	175 RIDGEWOOD RD, MIDDLETOWN, CT 06457-1932
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002141-607
Date	Feb 2, 2026
Book Page	2141/607

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2054

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Nov 21, 2023
Property Address	175 RIDGEWOOD RD, MIDDLETOWN, CT 06457-1932
Document Number	002086-263
Book / Page	2086 / 263
Instrument Date	Nov 21, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 TWIN OAK FARM RD, WALLINGFORD, CT 06492-5306

Mortgage

Document Number	0002086266
Date	Nov 21, 2023
Instrument	2086/266

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Nov 21, 2023
Property Address	175 RIDGEWOOD RD, MIDDLETOWN, CT 06457-1932
Document Number	002086-261
Book / Page	2086 / 261
Instrument Date	Nov 20, 2023
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,055.00 (+5.04%)	$340,700 (-) Land $61,410 Building $279,290	$544,975 (+128.51%)
2025		$340,700 (-) Land $61,410 Building $279,290	$238,490 Land $42,987 Building $195,503
2024	$11,477.00 (+5.47%)	$340,700 (+454.8%) Land $61,410 Building $279,290
2023	$10,882.00 (+647.9%)	$61,410 (+58.31%) Land $61,410
2022	$1,455.00	$38,790 Land $38,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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