Middletown City property record for 175 Prospect St, Middletown, CT 06457
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,255 sqft · built 1900 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $317,000 (Dec 2017) |
| Tax Bill | $6,751 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:21 L:0184 |
| Primary APN | MTWN M:21 L:0184 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,255 sqft Living Area |
| Gross Area | 4,327 sqft |
| 1st Floor Area | 1,147 sqft |
| Attic | Attic |
| Attic Area | 640 sqft |
| Basement Area | 1,108 sqft |
| Unfinished Basement | 1,108 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | R07706 |
|---|---|
| Street Address | 175 PROSPECT ST |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-2625 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RPZ |
| Legal Subdivision | EDGENENE |
| Legal Lot Number | 184 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 541100 |
175 Prospect St, a duplex, is owned and occupied by an individual who bought it in December 2017.
Source: Middletown City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 175 PROSPECT ST, MIDDLETOWN, CT 06457-2625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Dec 28, 2017 | Warranty Deed, Transfer · FHA Mortgage WILLIAM RAVEIS MTG CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2017 · Amount on File |
| Deed Sale | Dec 28, 2017 · Amount on File |
| Prior Sale | Jun 22, 2006 · Amount on File |
| Deed Document Number | 20173373080002 |
| Deed Book / Page | 1911 / 147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 175 PROSPECT ST, MIDDLETOWN, CT 06457-2625 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 002039-808 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 2039/808 |
| Instrument | 3687330020 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Dec 28, 2017 |
| Property Address | 175 PROSPECT ST, MIDDLETOWN, CT 06457-2625 |
| Document Number | 1911-147 |
| Book / Page | 1911 / 147 |
| Instrument | 3373080002 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54.92 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 19110149 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 01911/0149 |
| Name | WILLIAM RAVEIS MTG CO |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 28, 2047 |
The 2026 property tax bill for 175 Prospect St was $6,751.
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,751.00 | $165,460 (+3.82%) Land $44,160 Building $121,300 | $299,824 (+168.76%) |
| 2025 | $159,370 (-) Land $44,160 Building $115,210 | $111,559 Land $30,912 Building $80,647 | |
| 2024 | $6,199.00 (+5.69%) | $159,370 (-) Land $44,160 Building $115,210 | |
| 2023 | $5,865.00 (+30.48%) | $159,370 (+56%) Land $44,160 Building $115,210 | |
| 2022 | $4,495.00 | $102,160 Land $16,100 Building $86,060 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 175 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 175 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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