Montgomery County property record for 175 Poole Rd, Troy, NC 27371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,399 sqft · built 1955 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $52,000 (Jun 2011) |
| Tax Bill | $393 (2025) |
| Deeds & Mortgages | Jan 2014 Mortgage Sep 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7528 08 88 6673 |
| Primary APN | 7528 08 88 6673 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,399 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,007 sqft (0.62 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1487780 |
|---|---|
| Street Address | 175 POOLE RD |
| City | TROY |
| State | NC |
| Zip | 27371-9300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | W.J. POOLE W. J. POOLE |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 960202 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 175 POOLE RD, TROY, NC 27371-9300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2014 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU OF MARYLAND |
| Sep 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| May 26, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 22, 2011 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2011 · Amount on Record |
| Deed Sale | Jun 22, 2011 · Amount on Record |
| Deed Document Number | 2011325763 |
| Deed Book / Page | 677 / 66 |
| Last Transfer Date | May 19, 2020 |
| Transfer Doc | 000847/399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 175 POOLE RD, TROY, NC 27371-9300 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 000729/677 |
|---|---|
| Date | Jan 13, 2014 |
| Book Page | 729/677 |
| Instrument | 336746 |
| Name | STATE EMPLOYEES CU OF MARYLAND |
|---|---|
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Change Frequency | Annually |
| Index | Other |
| Max Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 175 POOLE RD, TROY, NC 27371-9300 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 175 POOLE RD, TROY, NC 27371-9300 |
| Document Number | 000930/402 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 930/402 |
| Instrument | 379721 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Sep 13, 2023 |
| Property Address | 175 POOLE RD, TROY, NC 27371-9300 |
| Document Number | 000930/399 |
| Book / Page | 930 / 399 |
| Map Reference | MB 214 PG 633 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 379720 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 736 BRUTON ST, TROY, NC 27371-2828 |
| Name | Verified Name |
|---|---|
| Address | 175 POOKE ROAD, TROY, NC 27371-9300 |
| Document Number | 0000379721 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 379721 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | May 26, 2020 |
| Property Address | 175 POOLE RD, TROY, NC 27371-9300 |
| Document Number | 000847/399 |
| Book / Page | 847 / 399 |
| Instrument Date | May 19, 2020 |
| Instrument | 363061 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 175 POOLE RD, TROY, NC 27371-9300 |
| Document Number | 0000363062 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 363062 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Jun 22, 2011 |
| Property Address | 175 POOLE RD, TROY, NC 27371-9300 |
| Document Number | 00677/0066 |
| Book / Page | 0677 / 0066 |
| Instrument Date | Jun 22, 2011 |
| Instrument | 325763 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $104.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 383, TROY, NC 27371-0383 |
| Name | Verified Name |
|---|---|
| Address | 175 POOLE RD, TROY, NC 27371-9300 |
| Document Number | 00677/0068 |
|---|---|
| Date | Jun 22, 2011 |
| Book Page | 0677/0068 |
| Instrument | 325764 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Change Frequency | 2 Years |
| Min Rate At Change | 6% |
| Index | 1-Year CMT |
| Margin | 1 |
| Max Rate | 10.7% |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,960 (-) Land $6,200 Building $57,760 | $63,960 (-) Land $6,200 Building $57,760 | |
| 2025 | $393.00 | $63,960 (-) Land $6,200 Building $57,760 | $63,960 (-) Land $6,200 Building $57,760 |
| 2023 | $63,960 Land $6,200 Building $57,760 | $63,960 Land $6,200 Building $57,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TROY serves 3,591 people · EPA ID NC0362020 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures