175 Pine Cove Ln, Alexander, NC 28701 Property Records

Buncombe County property record for 175 Pine Cove Ln, Alexander, NC 28701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1989
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Sep 2026)
Tax Bill	$1,667 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`760265-2020-202`

Property Details

APN / Parcel Number

Primary APN	`760265-2020-202`
Alternative APNs	`9724-95-6109-00000` `972402955134000` `008135757`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	2,592 sqft
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Frame Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	760265-2020-202
Street Address	175 PINE COVE LN
City	ALEXANDER
State	NC
Zip	28701-9207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: BLOCK: LOT: 12 SECTION: PLAT: 0055-0054
Legal Subdivision	PINECREST RED OAK LANE SEC PLA
Legal Block	2
Legal Lot Number	12
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FRENCH BROAD
Census Block Group	2
Census Block	2009
Census Tract	2803

Owner

175 Pine Cove Ln is owned and occupied by two individuals who bought it in September 2026.

Source: Buncombe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	175 PINE COVE LN, ALEXANDER, NC 28701-9207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Apr 14, 2020	Loan Modification, Mortgage · Conventional Mortgage TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	May 20, 1999 · Amount on File
Deed Book / Page	6632 / 1702
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 25, 2026
Property Address	175 PINE COVE LN, ALEXANDER, NC 28701-9207
Document Number	6632001702
Book / Page	6632 / 1702
Instrument Date	Sep 25, 2026
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 PINE COVE LN, ALEXANDER, NC 28701-9207

Mortgage

Document Number	6632001705,
Date	Sep 25, 2026
Book Page	6632/1705

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUNCOMBE NC
Property Address	175 PINE COVE LN, ALEXANDER, NC 28701-9207
Document Number	0059471616
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 PINE COVE LN ALEXANDER NC 287019207, ALEXANDER, NC 28701-9207

Mortgage

Document Number	0059471616
Date	Sep 14, 2020
Book Page	005947/001616

Lender

Name	TRUIST BK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 13, 2040

Interest

Rate Type	Fixed Rate
Rate	4.99%

Tax Assessment & Valuation

The 2025 property tax bill for 175 Pine Cove Ln was $1,667.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,667.00	$247,400 Land $40,300 Building $207,100	$247,400 Land $40,300 Building $207,100
2023	$1,547.00	$247,400	$247,400 Land $40,300 Building $207,100
2021			$247,400 Land $40,300 Building $207,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 Pine Cove Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Pine Cove Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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